X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF)
XYF moved a median of -0.59% 30 minutes after news, and -0.99% by the close. How XYF actually reacts to news — the realized, point-in-time move the market made, measured across 93 labeled events over the last three years with zero look-ahead.
XYF’s median reaction, across the day.
| Horizon | Median | % positive | Events |
|---|---|---|---|
| 5-min | -0.37% | 23% | 92 |
| 30-min | -0.59% | 27% | 93 |
| 60-min | -0.80% | 29% | 93 |
| to close | -0.99% | 32% | 91 |
| Middle 50% of XYF reactions | -2.97% to +0.18% |
|---|---|
| Median reaction (30-min) | -0.59% |
| Measured reactions | 93 |
Half of all X Financial American Depositary Shares, each representing six Class A Ordinary Shares news events land between -2.97% and +0.18% at 30 minutes.
Reaction stats as of 2026-09-21. Newest measured event . Reaction = percent move vs. the price at the news timestamp.
Email me when XYF moves on news.
One email per qualifying move — the headline, the measured reaction, and how it compares to XYF's baseline. Nothing else.
Recent XYF events, each with its measured reaction.
| Date | Headline | Event | Source | 5-min | To close |
|---|---|---|---|---|---|
| Form 6-K X Financial For: Aug 24 | SEC filing · Form 6-K | SEC EDGAR | -0.37% | +1.29% | |
| X Financial Reports Second Quarter 2026 Unaudited Financial Results | Press release | PR Newswire | -0.37% | +1.29% | |
| X Financial to Report Second Quarter 2026 Financial Results on August 24, 2026 | Press release | PR Newswire | +2.11% | +2.11% | |
| Form 6-K X Financial For: Jun 17 | SEC filing · Form 6-K | SEC EDGAR | +0.00% | -2.69% | |
| X Financial Announces Leadership Change | Press release | PR Newswire | +0.00% | -2.69% | |
| Form 6-K X Financial For: May 27 | SEC filing · Form 6-K | SEC EDGAR | -3.90% | +5.34% | |
| X Financial Reports First Quarter 2026 Unaudited Financial Results | Press release | PR Newswire | -3.90% | +5.34% | |
| X Financial to Report First Quarter 2026 Financial Results on May 28, 2026 | Press release | PR Newswire | +0.00% | +7.51% | |
| Form 20-F X Financial For: Dec 31 | SEC filing · Form 20-F | SEC EDGAR | -1.68% | -0.63% | |
| X Financial Files Annual Report on Form 20-F for Fiscal Year 2025 | Press release | PR Newswire | -1.68% | -0.63% | |
| Form 6-K X Financial For: Mar 25 | SEC filing · Form 6-K | SEC EDGAR | -2.44% | -16.83% | |
| X Financial Reports Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results | Press release | PR Newswire | -2.44% | -16.83% | |
| X Financial to Report Fourth Quarter and Fiscal Year 2025 Financial Results on March 26, 2026 | Press release | PR Newswire | -0.84% | -6.74% | |
| Form 6-K X Financial For: Nov 20 | SEC filing · Form 6-K | SEC EDGAR | -2.59% | -13.51% | |
| X Financial (NYSE: XYF) Reports Q3 2025 Results: Revenue +23.9% YoY, Sequential Decline Amid Rising Credit Costs and Moderating Borrower Activity | Press release | PR Newswire | -2.59% | -13.51% | |
| Form 6-K X Financial For: Nov 18 | SEC filing · Form 6-K | SEC EDGAR | +0.00% | -0.27% | |
| X Financial to Hold Annual General Meeting on December 18, 2025 | Press release | PR Newswire | +0.00% | -0.27% | |
| X Financial to Report Third Quarter 2025 Financial Results on November 21, 2025 | Press release | PR Newswire | -1.79% | -0.89% | |
| Form 6-K X Financial For: Sep 26 | SEC filing · Form 6-K | SEC EDGAR | +0.00% | -0.51% | |
| Form 6-K X Financial For: Aug 18 | SEC filing · Form 6-K | SEC EDGAR | -4.90% | — | |
| X Financial (NYSE: XYF) Reports Q2 2025 Results: Revenue +66%, Record Loan Originations, Improved Asset Quality | Press release | PR Newswire | -4.90% | — | |
| X Financial to Report Second Quarter 2025 Financial Results on August 19, 2025 | Press release | PR Newswire | +0.84% | -1.31% | |
| Form 6-K X Financial For: May 23 | SEC filing · Form 6-K | SEC EDGAR | -0.33% | +2.67% | |
| Form 6-K X Financial For: May 19 | SEC filing · Form 6-K | SEC EDGAR | +7.06% | -6.82% | |
| X Financial Reports First Quarter 2025 Unaudited Financial Results | Press release | PR Newswire | +7.06% | -6.82% | |
| X Financial to Report First Quarter 2025 Financial Results on May 20, 2025 | Press release | PR Newswire | -0.91% | -0.34% | |
| Form 20-F X Financial For: Dec 31 | SEC filing · Form 20-F | SEC EDGAR | -3.87% | -5.04% | |
| X Financial Files Annual Report on Form 20-F for Fiscal Year 2024 | Press release | PR Newswire | -3.87% | -5.04% | |
| X Financial Announces Execution of Five Key Financial Strategies, Enhancing Integration of Finance and Technology in 2024 | Press release | PR Newswire | -1.99% | +7.94% | |
| Form 6-K X Financial For: Mar 19 | SEC filing · Form 6-K | SEC EDGAR | -1.71% | -9.93% | |
| X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results | Press release | PR Newswire | -1.71% | -9.93% | |
| X Financial to Report Fourth Quarter and Fiscal Year 2024 Financial Results on March 20, 2025 | Press release | PR Newswire | -0.08% | -2.31% | |
| Form 6-K X Financial For: Dec 23 | SEC filing · Form 6-K | SEC EDGAR | +0.00% | +0.00% | |
| Form 6-K X Financial For: Dec 19 | SEC filing · Form 6-K | SEC EDGAR | -1.12% | -0.99% | |
| X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder | Press release | PR Newswire | -1.12% | -0.99% | |
| Form 20-F/A X Financial For: Dec 31 | SEC filing · Form 20-F | SEC EDGAR | +0.41% | -1.62% | |
| Form 6-K X Financial For: Nov 26 | SEC filing · Form 6-K | SEC EDGAR | -3.45% | +4.46% | |
| X Financial Reports Third Quarter 2024 Unaudited Financial Results | Press release | PR Newswire | -3.45% | +4.46% | |
| Form 6-K X Financial For: Nov 22 | SEC filing · Form 6-K | SEC EDGAR | +0.00% | -0.47% | |
| X Financial to Hold Annual General Meeting on December 20, 2024 | Press release | PR Newswire | +0.00% | -0.47% | |
| X Financial to Report Third Quarter 2024 Financial Results on November 27, 2024 | Press release | PR Newswire | +0.00% | -0.79% | |
| Form 6-K X Financial For: Aug 21 | SEC filing · Form 6-K | SEC EDGAR | -7.79% | -1.02% | |
| X Financial Reports Second Quarter 2024 Unaudited Financial Results | Press release | PR Newswire | -7.79% | -1.02% | |
| X Financial to Report Second Quarter 2024 Financial Results on August 22, 2024 | Press release | PR Newswire | -1.22% | +5.61% | |
| X Financial Announces Results of Tender Offer | Press release | PR Newswire | +1.40% | +1.86% | |
| X Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSs | Press release | PR Newswire | -0.69% | -1.37% | |
| Form 6-K X Financial For: May 30 | SEC filing · Form 6-K | SEC EDGAR | +0.25% | +4.27% | |
| X Financial Reports First Quarter 2024 Unaudited Financial Results | Press release | PR Newswire | +0.25% | +4.27% | |
| X Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024 | Press release | PR Newswire | +0.00% | +1.35% | |
| X Financial to Report First Quarter 2024 Financial Results on May 29, 2024 | Press release | PR Newswire | +0.00% | +0.00% |
Each reaction is the move the market actually made, measured from the news timestamp. Headlines link through to the XYF section they belong to.
Where else XYF is measured.
XYF earnings → · Analyst actions → · SEC filings →
Other Financial Services names, measured the same way
| Ticker | Events | Median 30-min | % positive |
|---|---|---|---|
| United Community Banks, Inc. (UCBI) | 94 | +0.04% | 60% |
| EV NY MUNI-BOND II COMMON (NYH) | 93 | 0.00% | 25% |
| COMMERCE BANCSHARES (CBSHP) | 92 | 0.00% | 38% |
| Gabelli Equity Trust, Inc. (The) (GAB) | 92 | 0.00% | 38% |
Same sector, same measurement: percent move vs. the price at the news timestamp, read at 30 minutes. Sample sizes differ, so the medians are comparable but the confidence behind them is not.
All Financial Services names, measured the same way →
Every ticker we measure the same way24
Apple (AAPL)
How AAPL actually reacts to news, measured.
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How NVDA actually reacts to news, measured.
Tesla (TSLA)
How TSLA actually reacts to news, measured.
Microsoft (MSFT)
How MSFT actually reacts to news, measured.
Advanced Micro Devices (AMD)
How AMD actually reacts to news, measured.
Amazon (AMZN)
How AMZN actually reacts to news, measured.
Alphabet (GOOG)
How GOOG actually reacts to news, measured.
Meta Platforms (META)
How META actually reacts to news, measured.
Broadcom (AVGO)
How AVGO actually reacts to news, measured.
JPMorgan Chase (JPM)
How JPM actually reacts to news, measured.
Visa (V)
How V actually reacts to news, measured.
Walmart (WMT)
How WMT actually reacts to news, measured.
Eli Lilly (LLY)
How LLY actually reacts to news, measured.
UnitedHealth Group (UNH)
How UNH actually reacts to news, measured.
Netflix (NFLX)
How NFLX actually reacts to news, measured.
Johnson & Johnson (JNJ)
How JNJ actually reacts to news, measured.
Exxon Mobil (XOM)
How XOM actually reacts to news, measured.
Home Depot (HD)
How HD actually reacts to news, measured.
Costco (COST)
How COST actually reacts to news, measured.
Mastercard (MA)
How MA actually reacts to news, measured.
Oracle (ORCL)
How ORCL actually reacts to news, measured.
Salesforce (CRM)
How CRM actually reacts to news, measured.
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How BAC actually reacts to news, measured.
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How KO actually reacts to news, measured.
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How DIS actually reacts to news, measured.
Browse all tickers
Every name we’ve measured, in one place.
How the numbers are made.
How is X Financial American Depositary Shares, each representing six Class A Ordinary Shares's median reaction calculated?
Every labeled XYF news event is measured from its own timestamp: the last trade before the news is the base price, and the move is read at fixed horizons — 30 minutes of trading, then the close. The median across 93 events is what this page reports. Point-in-time, zero look-ahead: no event borrows information from a later one.
What counts as a positive reaction?
Any event whose price move is above zero at the horizon, relative to the last trade before the news timestamp. 27% of XYF's measured events are up at 30 minutes; the rest close the window flat or negative.
How often is this page updated?
The news table refreshes automatically as new events are labeled and priced. The reaction medians are re-pulled in batches from the dataset — the figures here are as of 2026-09-21.
Does XYF's past reaction predict its next one?
No. These are realized facts about past events, not forecasts. They describe a distribution — they say nothing certain about any future move.