UNIVERSAL INSURANCE HOLDINGS INC (UVE)
UVE moved a median of +0.14% 30 minutes after news, and +0.16% by the close. How UVE actually reacts to news — the realized, point-in-time move the market made, measured across 299 labeled events over the last three years with zero look-ahead.
UVE’s median reaction, across the day.
| Horizon | Median | % positive | Events |
|---|---|---|---|
| 5-min | +0.04% | 52% | 295 |
| 30-min | +0.14% | 53% | 299 |
| 60-min | 0.00% | 50% | 299 |
| to close | +0.16% | 53% | 296 |
| Middle 50% of UVE reactions | -0.56% to +0.69% |
|---|---|
| Median reaction (30-min) | +0.14% |
| Measured reactions | 299 |
Half of all UNIVERSAL INSURANCE HOLDINGS INC news events land between -0.56% and +0.69% at 30 minutes.
Reaction stats as of 2026-09-21. Newest measured event . Reaction = percent move vs. the price at the news timestamp.
How UVE reacts, by analyst action.
| Event | Events | Median 30-min | % positive | Median to close |
|---|---|---|---|---|
| Analyst upgrades | 17 | +0.15% | 65% | +0.46% |
| Analyst downgrades | 21 | +0.24% | 57% | -0.40% |
| Rating reiterations | 10 | +0.53% | 70% | +0.52% |
Last 3 years, pulled 2026-09-21. Reaction = percent move vs. the price at the news timestamp. Counts and medians only. The same measurement runs across every name in the dataset. 2 further classes were observed with fewer than 10 measured events and are not published. See how UVE ranks against every other measured name →
That’s how UVE usually reacts — get an email when it moves on news →Email me when UVE moves on news.
One email per qualifying move — the headline, the measured reaction, and how it compares to UVE's baseline. Nothing else.
Recent UVE events, each with its measured reaction.
| Date | Headline | Event | Source | 5-min | To close |
|---|---|---|---|---|---|
| Universal Announces Third Quarter 2026 Earnings Dates | Press release | Business Wire | +1.06% | -1.86% | |
| Form EFFECT UNIVERSAL INSURANCE HOLD | SEC filing · Form EFFECT | SEC EDGAR | +0.52% | -1.25% | |
| Form S-4 UNIVERSAL INSURANCE HOLD | SEC filing · Form S-4 | SEC EDGAR | +0.00% | +0.61% | |
| Form 10-Q UNIVERSAL INSURANCE HOLD For: Jun 30 | SEC filing · Form 10-Q | SEC EDGAR | +0.14% | +0.60% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Jul 23 | SEC filing · Form 8-K | SEC EDGAR | +2.29% | +4.68% | |
| Universal Reports Second Quarter 2026 Results | Press release | Business Wire | +2.29% | +4.68% | |
| Universal Announces Second Quarter 2026 Earnings Dates | Press release | Business Wire | -3.94% | -6.02% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Jul 08 | SEC filing · Form 8-K | SEC EDGAR | +0.00% | -0.55% | |
| Universal Declares Regular Cash Dividend | Press release | Business Wire | +0.00% | -0.55% | |
| Form 11-K UNIVERSAL INSURANCE HOLD For: Jun 29 | SEC filing · Form 11-K | SEC EDGAR | -0.52% | -0.96% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Jun 16 | SEC filing · Form 8-K | SEC EDGAR | -0.03% | +1.38% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Jun 11 | SEC filing · Form 8-K | SEC EDGAR | +1.05% | +0.40% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Jun 03 | SEC filing · Form 8-K | SEC EDGAR | -0.05% | -1.27% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: May 28 | SEC filing · Form 8-K | SEC EDGAR | -0.59% | -1.46% | |
| Universal's Insurance Subsidiaries Complete 2026-2027 Reinsurance Program | Press release | Business Wire | -0.59% | -1.46% | |
| KBRA Assigns Issuer Rating to Universal Insurance Holdings and Preliminary Rating to Senior Unsecured Note Offering | Press release | Business Wire | +0.23% | -0.90% | |
| Form 10-Q UNIVERSAL INSURANCE HOLD For: Mar 31 | SEC filing · Form 10-Q | SEC EDGAR | +1.25% | +2.88% | |
| Form ARS UNIVERSAL INSURANCE HOLD For: Dec 31 | SEC filing · Form ARS | SEC EDGAR | +2.81% | +1.73% | |
| Form DEF 14A UNIVERSAL INSURANCE HOLD For: Jun 11 | SEC filing · Form DEF | SEC EDGAR | +2.81% | +1.73% | |
| Form DEFA14A UNIVERSAL INSURANCE HOLD | SEC filing · Form DEFA14A | SEC EDGAR | +2.81% | +1.73% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Apr 23 | SEC filing · Form 8-K | SEC EDGAR | -1.81% | +5.28% | |
| Universal Reports First Quarter 2026 Results | Press release | Business Wire | -1.81% | +5.28% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Apr 10 | SEC filing · Form 8-K | SEC EDGAR | -1.40% | -1.52% | |
| Universal Declares Regular Cash Dividend & Announces Earnings Dates | Press release | Business Wire | -0.16% | -1.94% | |
| Form 10-K UNIVERSAL INSURANCE HOLD For: Dec 31 | SEC filing · Form 10-K | SEC EDGAR | +0.27% | +4.82% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Feb 24 | SEC filing · Form 8-K | SEC EDGAR | +1.09% | +2.19% | |
| Universal Reports Fourth Quarter 2025 Results | Press release | Business Wire | +1.09% | +2.19% | |
| Universal Announces Fourth Quarter 2025 Earnings Dates | Press release | Business Wire | -0.06% | -0.25% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Feb 04 | SEC filing · Form 8-K | SEC EDGAR | +0.00% | +0.16% | |
| Universal Declares Regular Cash Dividend | Press release | Business Wire | +0.00% | +0.16% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Jan 07 | SEC filing · Form 8-K | SEC EDGAR | -1.47% | +0.88% | |
| Universal Announces New $20 Million Share Repurchase Authorization | Press release | Business Wire | -1.47% | +0.88% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Nov 06 | SEC filing · Form 8-K | SEC EDGAR | +0.49% | +2.31% | |
| Universal Declares Regular and Special Cash Dividends | Press release | Business Wire | +0.49% | +2.31% | |
| Form 10-Q UNIVERSAL INSURANCE HOLD For: Sep 30 | SEC filing · Form 10-Q | SEC EDGAR | +0.55% | -1.78% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Oct 23 | SEC filing · Form 8-K | SEC EDGAR | -1.79% | +3.39% | |
| Universal Reports Third Quarter 2025 Results | Press release | Business Wire | -1.79% | +3.39% | |
| Universal Announces Third Quarter 2025 Earnings Release & Conference Call Dates | Press release | Business Wire | -0.26% | +2.26% | |
| Form 10-Q UNIVERSAL INSURANCE HOLD For: Jun 30 | SEC filing · Form 10-Q | SEC EDGAR | +1.58% | +1.20% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Jul 24 | SEC filing · Form 8-K | SEC EDGAR | +0.00% | -10.32% | |
| Universal Reports Second Quarter 2025 Results | Press release | Business Wire | +0.00% | -10.32% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Jul 09 | SEC filing · Form 8-K | SEC EDGAR | -0.44% | -1.90% | |
| Universal Declares Regular Cash Dividend & Announces Earnings Dates | Press release | Business Wire | -0.44% | -1.90% | |
| Form 11-K UNIVERSAL INSURANCE HOLD For: Dec 31 | SEC filing · Form 11-K | SEC EDGAR | -0.95% | +1.06% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: Jun 13 | SEC filing · Form 8-K | SEC EDGAR | +0.49% | +1.21% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: May 29 | SEC filing · Form 8-K | SEC EDGAR | -0.56% | +1.38% | |
| Universal's Insurance Subsidiaries Complete 2025-2026 Reinsurance Program | Press release | Business Wire | -0.56% | +1.38% | |
| Form 8-K UNIVERSAL INSURANCE HOLD For: May 01 | SEC filing · Form 8-K | SEC EDGAR | +1.25% | +1.94% | |
| Universal Announces New $20 Million Share Repurchase Authorization | Press release | Business Wire | +1.25% | +1.94% | |
| Form 10-Q UNIVERSAL INSURANCE HOLD For: Mar 31 | SEC filing · Form 10-Q | SEC EDGAR | -1.18% | -0.33% |
Each reaction is the move the market actually made, measured from the news timestamp. Headlines link through to the UVE section they belong to.
Where else UVE is measured.
UVE earnings → · Analyst actions → · SEC filings →
Other Financial Services names, measured the same way
| Ticker | Events | Median 30-min | % positive |
|---|---|---|---|
| Goldman Sachs MLP Energy Renaissance Fund (GER) | 300 | 0.00% | 48% |
| ICICI Bank Limited (IBN) | 300 | -0.06% | 41% |
| Cullen/Frost Bankers, Inc. (CFR) | 298 | -0.07% | 40% |
| Old Second Bancorp, Inc. (OSBC) | 298 | -0.06% | 42% |
Same sector, same measurement: percent move vs. the price at the news timestamp, read at 30 minutes. Sample sizes differ, so the medians are comparable but the confidence behind them is not.
All Financial Services names, measured the same way →
Every ticker we measure the same way24
Apple (AAPL)
How AAPL actually reacts to news, measured.
NVIDIA (NVDA)
How NVDA actually reacts to news, measured.
Tesla (TSLA)
How TSLA actually reacts to news, measured.
Microsoft (MSFT)
How MSFT actually reacts to news, measured.
Advanced Micro Devices (AMD)
How AMD actually reacts to news, measured.
Amazon (AMZN)
How AMZN actually reacts to news, measured.
Alphabet (GOOG)
How GOOG actually reacts to news, measured.
Meta Platforms (META)
How META actually reacts to news, measured.
Broadcom (AVGO)
How AVGO actually reacts to news, measured.
JPMorgan Chase (JPM)
How JPM actually reacts to news, measured.
Visa (V)
How V actually reacts to news, measured.
Walmart (WMT)
How WMT actually reacts to news, measured.
Eli Lilly (LLY)
How LLY actually reacts to news, measured.
UnitedHealth Group (UNH)
How UNH actually reacts to news, measured.
Netflix (NFLX)
How NFLX actually reacts to news, measured.
Johnson & Johnson (JNJ)
How JNJ actually reacts to news, measured.
Exxon Mobil (XOM)
How XOM actually reacts to news, measured.
Home Depot (HD)
How HD actually reacts to news, measured.
Costco (COST)
How COST actually reacts to news, measured.
Mastercard (MA)
How MA actually reacts to news, measured.
Oracle (ORCL)
How ORCL actually reacts to news, measured.
Salesforce (CRM)
How CRM actually reacts to news, measured.
Bank of America (BAC)
How BAC actually reacts to news, measured.
Coca-Cola (KO)
How KO actually reacts to news, measured.
Walt Disney (DIS)
How DIS actually reacts to news, measured.
Browse all tickers
Every name we’ve measured, in one place.
How the numbers are made.
How is UNIVERSAL INSURANCE HOLDINGS INC's median reaction calculated?
Every labeled UVE news event is measured from its own timestamp: the last trade before the news is the base price, and the move is read at fixed horizons — 30 minutes of trading, then the close. The median across 299 events is what this page reports. Point-in-time, zero look-ahead: no event borrows information from a later one.
What counts as a positive reaction?
Any event whose price move is above zero at the horizon, relative to the last trade before the news timestamp. 53% of UVE's measured events are up at 30 minutes; the rest close the window flat or negative.
How often is this page updated?
The news table refreshes automatically as new events are labeled and priced. The reaction medians are re-pulled in batches from the dataset — the figures here are as of 2026-09-21.
Does UVE's past reaction predict its next one?
No. These are realized facts about past events, not forecasts. They describe a distribution — they say nothing certain about any future move.