Upstart Holdings, Inc. - Common stock (UPST)
UPST moved a median of -0.19% 30 minutes after news, and 0.00% by the close. How UPST actually reacts to news — the realized, point-in-time move the market made, measured across 1,098 labeled events over the last three years with zero look-ahead.
UPST’s median reaction, across the day.
| Horizon | Median | % positive | Events |
|---|---|---|---|
| 5-min | 0.00% | 50% | 1,094 |
| 30-min | -0.19% | 46% | 1,094 |
| 60-min | -0.02% | 50% | 1,094 |
| to close | 0.00% | 50% | 1,096 |
| Middle 50% of UPST reactions | -1.33% to +1.31% |
|---|---|
| Median reaction (30-min) | -0.19% |
| Measured reactions | 1,098 |
Half of all Upstart Holdings, Inc. - Common stock news events land between -1.33% and +1.31% at 30 minutes.
Reaction stats as of 2026-09-21. Newest measured event . Reaction = percent move vs. the price at the news timestamp.
How UPST reacts, by analyst action.
| Event | Events | Median 30-min | % positive | Median to close |
|---|---|---|---|---|
| Analyst upgrades | 61 | +2.35% | 74% | +3.23% |
| Analyst downgrades | 11 | -2.15% | 36% | -0.90% |
| Coverage initiations | 19 | -0.73% | 42% | -1.99% |
| Rating reiterations | 91 | +0.46% | 63% | +0.41% |
| Price-target raises | 22 | +0.02% | 55% | -0.93% |
| Price-target cuts | 21 | +0.44% | 67% | +0.83% |
Last 3 years, pulled 2026-09-21. Reaction = percent move vs. the price at the news timestamp. Counts and medians only. The same measurement runs across every name in the dataset. See how UPST ranks against every other measured name →
That’s how UPST usually reacts — get an email when it moves on news →Email me when UPST moves on news.
One email per qualifying move — the headline, the measured reaction, and how it compares to UPST's baseline. Nothing else.
Recent UPST events, each with its measured reaction.
| Date | Headline | Event | Source | 5-min | To close |
|---|---|---|---|---|---|
| KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-4 | Press release | Business Wire | -0.54% | -0.64% | |
| Commonwealth Credit Union Expands Partnership with Upstart into HELOC and Indirect Auto Lending | Press release | Business Wire | +1.09% | -5.16% | |
| Upstart Publishes August 2026 Originations and Latest UMI | Press release | Business Wire | +0.81% | +0.10% | |
| Upstart Co-founder and CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2026 | Press release | Business Wire | +0.79% | -0.23% | |
| Form 10-Q/A Upstart Holdings, Inc. For: Jun 30 | SEC filing · Form 10-Q | SEC EDGAR | +3.28% | +1.64% | |
| Form 10-Q Upstart Holdings, Inc. For: Jun 30 | SEC filing · Form 10-Q | SEC EDGAR | -7.19% | -12.94% | |
| Form 8-K Upstart Holdings, Inc. For: Aug 04 | SEC filing · Form 8-K | SEC EDGAR | -7.19% | -12.94% | |
| Upstart Announces Second Quarter 2026 Results | Press release | Business Wire | -7.19% | -12.94% | |
| Upstart Publishes July 2026 Originations and Latest UMI | Press release | Business Wire | +2.29% | +5.11% | |
| Upstart Announces Multi-Year $4 Billion Forward Flow Agreement with Castlelake | Press release | Business Wire | -1.20% | -3.27% | |
| Upstart Co-founder and CEO to Participate in Fireside Chat at the Bank of America 2026 SMID Cap Conference | Press release | Business Wire | -1.20% | -3.27% | |
| Upstart Receives Conditional Approval from the OCC to Establish Upstart Bank | Press release | Business Wire | -1.34% | -4.74% | |
| Upstart Streamlines UMI Reporting | Press release | Business Wire | +0.75% | +4.46% | |
| Lifshitz Law PLLC Announces Investigations of Upstart Holdings, Inc. (NASDAQ: UPST), Commvault Systems, Inc. (NASDAQ: CVLT), Stellantis N.V. (NYSE: STLA), and Gossamer Bio, Inc. (NASDAQ: GOSS) | Press release | ACCESS Newswire | +1.66% | -5.49% | |
| Upstart Publishes June 2026 Origination Volume | Press release | Business Wire | -0.73% | -1.21% | |
| Upstart to Announce Second Quarter 2026 Results on August 4, 2026 | Press release | Business Wire | +1.66% | -5.49% | |
| Upstart Publishes May 2026 UMI | Press release | Business Wire | +1.42% | +4.15% | |
| Upstart Announces Agreement with Neuberger Specialty Finance for Investment in up to $600M of Consumer Loans | Press release | Business Wire | +1.25% | +3.09% | |
| KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-3 | Press release | Business Wire | +0.03% | +0.19% | |
| Lawsuit Notice: Investors Who Hold Upstart Holdings, Inc. (NASDAQ:UPST) Shares Should Contact the Shareholders Foundation | Press release | ACCESS Newswire | -0.23% | -8.02% | |
| Upstart Holdings, Inc. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - UPST | Press release | PR Newswire | -0.25% | +4.13% | |
| Upstart Holdings, Inc. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - UPST | Press release | PR Newswire | +0.32% | -5.59% | |
| DEADLINE NEXT WEEK: Berger Montague Advises Upstart Holdings, Inc. (NASDAQ: UPST) Investors to Contact the Firm Before June 8, 2026 | Press release | GlobeNewswire | +0.92% | +2.67% | |
| Upstart Publishes May 2026 Origination Volume | Press release | Business Wire | -2.10% | -4.93% | |
| Upstart Holdings, Inc. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - UPST | Press release | PR Newswire | -1.75% | -0.41% | |
| Form 8-K Upstart Holdings, Inc. For: May 28 | SEC filing · Form 8-K | SEC EDGAR | -3.38% | -0.38% | |
| Upstart Publishes April 2026 UMI | Press release | Business Wire | -3.38% | -0.38% | |
| Community Choice Credit Union Selects Upstart for Personal Lending | Press release | Business Wire | +0.29% | +0.16% | |
| Upstart Holdings, Inc. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - UPST | Press release | PR Newswire | +0.29% | +0.16% | |
| Upstart CFO to Participate in Fireside Chat at the Mizuho Technology Conference | Press release | Business Wire | +0.18% | -1.00% | |
| Upstart Co-founder and CEO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference | Press release | Business Wire | +0.18% | -1.00% | |
| Form 8-K Upstart Holdings, Inc. For: May 19 | SEC filing · Form 8-K | SEC EDGAR | -3.23% | -0.28% | |
| Upstart Appoints Former Santander US CEO Tim Wennes to Its Board of Directors | Press release | Business Wire | -3.23% | -0.28% | |
| Upstart Holdings, Inc. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - UPST | Press release | PR Newswire | -0.11% | +7.06% | |
| USF Credit Union Selects Upstart for Personal Lending | Press release | Business Wire | -1.09% | -1.85% | |
| Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference | Press release | Business Wire | +2.07% | +0.00% | |
| Form 10-Q Upstart Holdings, Inc. For: Mar 31 | SEC filing · Form 10-Q | SEC EDGAR | +3.11% | +2.50% | |
| Form 8-K Upstart Holdings, Inc. For: May 05 | SEC filing · Form 8-K | SEC EDGAR | +3.11% | +2.50% | |
| Upstart Announces First Quarter 2026 Results | Press release | Business Wire | +3.11% | +2.50% | |
| Justice Federal Credit Union Selects Upstart to Expand Personal Lending | Press release | Business Wire | +0.30% | +3.75% | |
| Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group | Press release | Business Wire | -3.61% | -4.21% | |
| Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P. | Press release | Business Wire | -2.62% | -1.08% | |
| Form ARS Upstart Holdings, Inc. For: Dec 31 | SEC filing · Form ARS | SEC EDGAR | +2.25% | +1.14% | |
| Form DEF 14A Upstart Holdings, Inc. For: May 28 | SEC filing · Form DEF | SEC EDGAR | +2.25% | +1.14% | |
| Form DEFA14A Upstart Holdings, Inc. | SEC filing · Form DEFA14A | SEC EDGAR | +2.25% | +1.14% | |
| KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2 | Press release | Business Wire | +0.95% | -2.82% | |
| Upstart Holdings, Inc. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - UPST | Press release | PR Newswire | +0.90% | +2.54% | |
| Upstart Holdings, Inc. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights – UPST | Press release | Business Wire | -1.88% | +0.81% | |
| DuPage Credit Union Selects Upstart for Personal Lending | Press release | Business Wire | -1.23% | -4.88% | |
| Upstart to Announce First Quarter 2026 Results on May 5, 2026 | Press release | Business Wire | -0.82% | -1.71% |
Each reaction is the move the market actually made, measured from the news timestamp. Headlines link through to the UPST section they belong to.
Where else UPST is measured.
UPST earnings → · Analyst actions → · SEC filings →
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How the numbers are made.
How is Upstart Holdings, Inc. - Common stock's median reaction calculated?
Every labeled UPST news event is measured from its own timestamp: the last trade before the news is the base price, and the move is read at fixed horizons — 30 minutes of trading, then the close. The median across 1,098 events is what this page reports. Point-in-time, zero look-ahead: no event borrows information from a later one.
What counts as a positive reaction?
Any event whose price move is above zero at the horizon, relative to the last trade before the news timestamp. 46% of UPST's measured events are up at 30 minutes; the rest close the window flat or negative.
How often is this page updated?
The news table refreshes automatically as new events are labeled and priced. The reaction medians are re-pulled in batches from the dataset — the figures here are as of 2026-09-21.
Does UPST's past reaction predict its next one?
No. These are realized facts about past events, not forecasts. They describe a distribution — they say nothing certain about any future move.