Synchrony Financial (SYF)
SYF moved a median of -0.02% 30 minutes after news, and +0.17% by the close. How SYF actually reacts to news — the realized, point-in-time move the market made, measured across 861 labeled events over the last three years with zero look-ahead.
SYF’s median reaction, across the day.
| Horizon | Median | % positive | Events |
|---|---|---|---|
| 5-min | +0.05% | 53% | 861 |
| 30-min | -0.02% | 47% | 861 |
| 60-min | +0.06% | 51% | 861 |
| to close | +0.17% | 54% | 861 |
| Middle 50% of SYF reactions | -0.58% to +0.53% |
|---|---|
| Median reaction (30-min) | -0.02% |
| Measured reactions | 861 |
Half of all Synchrony Financial news events land between -0.58% and +0.53% at 30 minutes.
Reaction stats as of 2026-09-21. Newest measured event . Reaction = percent move vs. the price at the news timestamp.
How SYF reacts, by analyst action.
| Event | Events | Median 30-min | % positive | Median to close |
|---|---|---|---|---|
| Analyst upgrades | 44 | -0.19% | 36% | -0.37% |
| Analyst downgrades | 30 | +0.35% | 70% | +0.77% |
| Coverage initiations | 35 | +0.04% | 57% | -0.25% |
| Rating reiterations | 131 | -0.01% | 49% | +0.02% |
| Price-target raises | 75 | -0.09% | 40% | +0.04% |
| Price-target cuts | 30 | -0.12% | 43% | -0.14% |
Last 3 years, pulled 2026-09-21. Reaction = percent move vs. the price at the news timestamp. Counts and medians only. The same measurement runs across every name in the dataset. See how SYF ranks against every other measured name →
That’s how SYF usually reacts — get an email when it moves on news →Email me when SYF moves on news.
One email per qualifying move — the headline, the measured reaction, and how it compares to SYF's baseline. Nothing else.
Recent SYF events, each with its measured reaction.
| Date | Headline | Event | Source | 5-min | To close |
|---|---|---|---|---|---|
| CareCredit Partners with Vetspire to Modernize Veterinary Payments with AI-Enabled Practice Solutions | Press release | PR Newswire | +0.74% | -0.62% | |
| Synchrony and Oxford Economics Find Trust Will Define the Future of AI Shopping | Press release | PR Newswire | -0.04% | -0.94% | |
| Synchrony to Announce Third Quarter 2026 Financial Results on October 20, 2026 | Press release | PR Newswire | -0.66% | -4.21% | |
| Intelibly® Partners with Synchrony to Streamline Dental Financing Through CareCredit® | Press release | Business Wire | -0.58% | +0.89% | |
| Form 8-K Synchrony Financial For: Sep 14 | SEC filing · Form 8-K | SEC EDGAR | +0.65% | +0.61% | |
| Synchrony to Participate in the Barclays Global Financial Services Conference | Press release | PR Newswire | -0.13% | -0.74% | |
| Form 8-K Synchrony Financial For: Aug 17 | SEC filing · Form 8-K | SEC EDGAR | +0.10% | +0.03% | |
| Synchrony Announces Enterprise Collaboration with OpenAI to Power the Next Era of Agentic Commerce | Press release | PR Newswire | -0.17% | -0.27% | |
| New CareCredit Research Finds Americans Want to Stay Active and Age Well, but Many Overlook Chiropractic Care | Press release | PR Newswire | -0.59% | +0.15% | |
| Synchrony Elevates AI Strategy Hiring Nimrod Barak as Chief AI Officer to Accelerate Innovation | Press release | PR Newswire | +0.58% | +1.25% | |
| Synchrony's CareCredit Expands Access to Financing for Health & Wellness Providers with New Stripe Partnership | Press release | PR Newswire | -0.73% | -1.39% | |
| Form 8-K Synchrony Financial For: Jul 28 | SEC filing · Form 8-K | SEC EDGAR | +0.76% | +1.45% | |
| Summer Is On! Flexible Payments Help Consumers Keep It That Way | Press release | PR Newswire | -0.66% | +2.31% | |
| Form 10-Q Synchrony Financial For: Jun 30 | SEC filing · Form 10-Q | SEC EDGAR | -0.25% | +2.40% | |
| Form 8-K Synchrony Financial For: Jul 21 | SEC filing · Form 8-K | SEC EDGAR | -2.04% | -3.09% | |
| Synchrony Reports Second Quarter 2026 Results | Press release | PR Newswire | -2.04% | -3.09% | |
| Synchrony Launches Free Skilled-Trades Degree Pathway for Employees | Press release | PR Newswire | -1.08% | -8.52% | |
| Form 8-K Synchrony Financial For: Jun 29 | SEC filing · Form 8-K | SEC EDGAR | +0.13% | -2.33% | |
| Synchrony Announces Executive Leadership Changes to Advance Digital Growth, Customer Experience and AI Momentum | Press release | PR Newswire | +0.13% | -2.33% | |
| Form 8-K Synchrony Financial For: Jun 24 | SEC filing · Form 8-K | SEC EDGAR | -0.29% | +0.22% | |
| Synchrony to Announce Second Quarter 2026 Financial Results on July 21, 2026 | Press release | PR Newswire | -0.12% | +0.03% | |
| Synchrony's CareCredit Makes It Easy to Pay for Your Pet's Training, Boarding, Daycare and Grooming with Pet Resort Hospitality Group Partnership | Press release | PR Newswire | -1.35% | -3.47% | |
| Form 8-K Synchrony Financial For: Jun 09 | SEC filing · Form 8-K | SEC EDGAR | +1.19% | +1.42% | |
| Synchrony Named No. 1 Best Workplace in New York by Fortune and Great Place To Work | Press release | PR Newswire | +1.19% | +1.42% | |
| Form 8-K Synchrony Financial For: Jun 02 | SEC filing · Form 8-K | SEC EDGAR | +0.14% | -0.30% | |
| CareCredit Now Available at LiveLoveSpa.com Checkout, Marking First eCommerce Partnership in the Cosmetic Space | Press release | PR Newswire | +0.38% | -2.54% | |
| Synchrony to Participate in the Morgan Stanley US Financials Conference | Press release | PR Newswire | +2.95% | +3.23% | |
| Form 8-K Synchrony Financial For: May 15 | SEC filing · Form 8-K | SEC EDGAR | -0.07% | +0.21% | |
| Synchrony and CareCredit Lend a Helping Paw to College Puppy Raisers Training Canine Companions' Next Generation of Service Dogs | Press release | PR Newswire | -0.67% | +0.93% | |
| DICK'S Sporting Goods and Synchrony Level Up the DICK'S Credit Card, Offering Members 10% Back in ScoreCard Rewards on Qualifying Purchases | Press release | PR Newswire | +0.78% | +0.74% | |
| Synchrony Expands Partnership with Lowe's as New Issuer of Co-Brand Credit Card for Home Improvement Professionals | Press release | PR Newswire | +0.14% | +0.53% | |
| Form ARS Synchrony Financial For: Dec 31 | SEC filing · Form ARS | SEC EDGAR | +0.80% | +1.76% | |
| Form DEF 14A Synchrony Financial For: Dec 31 | SEC filing · Form DEF | SEC EDGAR | +0.80% | +1.76% | |
| Form DEFA14A Synchrony Financial | SEC filing · Form DEFA14A | SEC EDGAR | +0.80% | +1.76% | |
| From Saving Today to Investing Tomorrow Most Consumers Want Financial Literacy Taught in Schools | Press release | PR Newswire | +0.21% | -1.37% | |
| Form 10-Q Synchrony Financial For: Mar 31 | SEC filing · Form 10-Q | SEC EDGAR | -0.07% | -0.08% | |
| Chico's FAS Unveils First-Ever Credit Card Program and Reimagined Loyalty Experience Across Chico's, Soma, and White House Black Market in partnership with Synchrony and Mastercard | Press release | PR Newswire | +0.12% | +0.78% | |
| Form 8-K Synchrony Financial For: Apr 21 | SEC filing · Form 8-K | SEC EDGAR | +2.46% | +0.31% | |
| Synchrony Reports First Quarter 2026 Results | Press release | PR Newswire | +2.46% | +0.31% | |
| New RH Credit Card from Synchrony Helps Clients Move Confidently From Vision To Fully Realized Spaces | Press release | PR Newswire | +0.23% | +1.97% | |
| Consumers' Vision Care Decisions Clouded by Costs, According to New Study from CareCredit, a Synchrony Solution | Press release | PR Newswire | -0.46% | +0.00% | |
| Synchrony's CareCredit Credit Card Now Accepted on Walmart.com | Press release | PR Newswire | +0.10% | -0.56% | |
| Synchrony Puts Teachers First This Financial Literacy Month with $2 Million Commitment to Bring Training, Tools, and Financial Literacy Labs to U.S. High Schools | Press release | PR Newswire | +1.35% | +1.60% | |
| Synchrony Named No. 1 Best Company to Work For in the U.S., Powered by a High-Trust Culture that Fuels Innovation | Press release | PR Newswire | -0.12% | -0.81% | |
| Synchrony and Figo Pet Insurance Partner to Streamline Claims Reimbursement for Pet Owners Through CareCredit | Press release | PR Newswire | +0.35% | -0.32% | |
| Synchrony Takes the Plunge for Charity, Marking 11 Years of Giving Back in Connecticut | Press release | PR Newswire | -0.32% | -1.11% | |
| Synchrony to Announce First Quarter 2026 Financial Results on April 21, 2026 | Press release | PR Newswire | -0.01% | +1.23% | |
| New Synchrony Study Finds Homeowners Underestimate Lifetime Home Maintenance and Repair Costs by More Than $250,000 | Press release | PR Newswire | +0.10% | +0.06% | |
| Form 8-K Synchrony Financial For: Mar 10 | SEC filing · Form 8-K | SEC EDGAR | -1.25% | -2.75% | |
| Synchrony to Participate in the 2026 RBC Capital Markets Global Financial Institutions Conference | Press release | PR Newswire | +0.42% | +2.23% |
Each reaction is the move the market actually made, measured from the news timestamp. Headlines link through to the SYF section they belong to.
Where else SYF is measured.
SYF earnings → · Analyst actions → · SEC filings →
Other Financial Services names, measured the same way
| Ticker | Events | Median 30-min | % positive |
|---|---|---|---|
| Elevate Credit, Inc. (ELVT) | 863 | +0.12% | 51% |
| Nicolet Bankshares Inc. (NCBS) | 863 | 0.00% | 41% |
| FBL FINANCIAL GROUP (FFG) | 848 | 0.00% | 47% |
| Pacific Mercantile Bancorp (PMBC) | 844 | 0.00% | 35% |
Same sector, same measurement: percent move vs. the price at the news timestamp, read at 30 minutes. Sample sizes differ, so the medians are comparable but the confidence behind them is not.
All Financial Services names, measured the same way →
Every ticker we measure the same way24
Apple (AAPL)
How AAPL actually reacts to news, measured.
NVIDIA (NVDA)
How NVDA actually reacts to news, measured.
Tesla (TSLA)
How TSLA actually reacts to news, measured.
Microsoft (MSFT)
How MSFT actually reacts to news, measured.
Advanced Micro Devices (AMD)
How AMD actually reacts to news, measured.
Amazon (AMZN)
How AMZN actually reacts to news, measured.
Alphabet (GOOG)
How GOOG actually reacts to news, measured.
Meta Platforms (META)
How META actually reacts to news, measured.
Broadcom (AVGO)
How AVGO actually reacts to news, measured.
JPMorgan Chase (JPM)
How JPM actually reacts to news, measured.
Visa (V)
How V actually reacts to news, measured.
Walmart (WMT)
How WMT actually reacts to news, measured.
Eli Lilly (LLY)
How LLY actually reacts to news, measured.
UnitedHealth Group (UNH)
How UNH actually reacts to news, measured.
Netflix (NFLX)
How NFLX actually reacts to news, measured.
Johnson & Johnson (JNJ)
How JNJ actually reacts to news, measured.
Exxon Mobil (XOM)
How XOM actually reacts to news, measured.
Home Depot (HD)
How HD actually reacts to news, measured.
Costco (COST)
How COST actually reacts to news, measured.
Mastercard (MA)
How MA actually reacts to news, measured.
Oracle (ORCL)
How ORCL actually reacts to news, measured.
Salesforce (CRM)
How CRM actually reacts to news, measured.
Bank of America (BAC)
How BAC actually reacts to news, measured.
Coca-Cola (KO)
How KO actually reacts to news, measured.
Walt Disney (DIS)
How DIS actually reacts to news, measured.
Browse all tickers
Every name we’ve measured, in one place.
How the numbers are made.
How is Synchrony Financial's median reaction calculated?
Every labeled SYF news event is measured from its own timestamp: the last trade before the news is the base price, and the move is read at fixed horizons — 30 minutes of trading, then the close. The median across 861 events is what this page reports. Point-in-time, zero look-ahead: no event borrows information from a later one.
What counts as a positive reaction?
Any event whose price move is above zero at the horizon, relative to the last trade before the news timestamp. 47% of SYF's measured events are up at 30 minutes; the rest close the window flat or negative.
How often is this page updated?
The news table refreshes automatically as new events are labeled and priced. The reaction medians are re-pulled in batches from the dataset — the figures here are as of 2026-09-21.
Does SYF's past reaction predict its next one?
No. These are realized facts about past events, not forecasts. They describe a distribution — they say nothing certain about any future move.