Live Oak Bancshares, Inc. (LOB)
LOB moved a median of +0.06% 30 minutes after news, and 0.00% by the close. How LOB actually reacts to news — the realized, point-in-time move the market made, measured across 463 labeled events over the last three years with zero look-ahead.
LOB’s median reaction, across the day.
| Horizon | Median | % positive | Events |
|---|---|---|---|
| 5-min | 0.00% | 41% | 457 |
| 30-min | +0.06% | 54% | 462 |
| 60-min | -0.03% | 47% | 462 |
| to close | 0.00% | 48% | 457 |
| Middle 50% of LOB reactions | -0.48% to +0.46% |
|---|---|
| Median reaction (30-min) | +0.06% |
| Measured reactions | 463 |
Half of all Live Oak Bancshares, Inc. news events land between -0.48% and +0.46% at 30 minutes.
Reaction stats as of 2026-09-21. Newest measured event . Reaction = percent move vs. the price at the news timestamp.
How LOB reacts, by analyst action.
| Event | Events | Median 30-min | % positive | Median to close |
|---|---|---|---|---|
| Analyst upgrades | 20 | +0.13% | 65% | +0.56% |
| Rating reiterations | 37 | -0.03% | 46% | -0.40% |
| Price-target cuts | 12 | +0.15% | 75% | +0.06% |
Last 3 years, pulled 2026-09-21. Reaction = percent move vs. the price at the news timestamp. Counts and medians only. The same measurement runs across every name in the dataset. 3 further classes were observed with fewer than 10 measured events and are not published. See how LOB ranks against every other measured name →
That’s how LOB usually reacts — get an email when it moves on news →Email me when LOB moves on news.
One email per qualifying move — the headline, the measured reaction, and how it compares to LOB's baseline. Nothing else.
Recent LOB events, each with its measured reaction.
| Date | Headline | Event | Source | 5-min | To close |
|---|---|---|---|---|---|
| Live Oak Bancshares, Inc. Announces Date of Third Quarter 2026 Financial Results | Press release | GlobeNewswire | -0.12% | +1.47% | |
| Live Oak Bank Named Official Business Bank of UNCW Athletics | Press release | GlobeNewswire | +0.00% | +0.64% | |
| Live Oak Bancshares, Inc. Reports Second Quarter 2026 Results | Press release | GlobeNewswire | -0.46% | +3.24% | |
| Live Oak Bancshares, Inc. Announces Date of Second Quarter 2026 Financial Results | Press release | GlobeNewswire | +0.62% | +2.08% | |
| Live Oak Bank Appoints Matthew S. Diffley as Chief Accounting Officer | Press release | GlobeNewswire | -0.39% | +0.17% | |
| Aligned Climate Capital Closes $33M in Construction Financing for Delaware Community Solar Projects | Press release | Business Wire | +0.00% | -0.23% | |
| Live Oak Bank Grant Fuels Workforce Mobility Through The Forward Fund | Press release | GlobeNewswire | +0.00% | -0.79% | |
| Live Oak Bancshares, Inc. Reports First Quarter 2026 Results | Press release | GlobeNewswire | +0.19% | +2.46% | |
| Live Oak Bancshares, Inc. Announces Date of First Quarter 2026 Financial Results | Press release | GlobeNewswire | +1.47% | +0.74% | |
| Live Oak Bank Grant Supports Lower Cape Fear LifeCare Hospice Nurses, Addresses Growing Care Shortage in North Carolina | Press release | GlobeNewswire | -1.06% | +0.30% | |
| Form S-3ASR Live Oak Bancshares, | SEC filing · Form S-3ASR | SEC EDGAR | -0.28% | +2.33% | |
| Form 10-K Live Oak Bancshares, For: Dec 31 | SEC filing · Form 10-K | SEC EDGAR | -0.83% | -5.50% | |
| Form 8-K Live Oak Bancshares, For: Feb 19 | SEC filing · Form 8-K | SEC EDGAR | -0.90% | +1.79% | |
| Form 8-K Live Oak Bancshares, For: Feb 09 | SEC filing · Form 8-K | SEC EDGAR | +0.62% | +0.62% | |
| Form 8-K Live Oak Bancshares, For: Jan 21 | SEC filing · Form 8-K | SEC EDGAR | +4.13% | +1.90% | |
| Live Oak Bancshares, Inc. Reports Fourth Quarter 2025 Results | Press release | GlobeNewswire | +4.13% | +1.90% | |
| Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2025 Financial Results | Press release | GlobeNewswire | +1.95% | +6.05% | |
| Bronstein, Gewirtz & Grossman, LLC Is Investigating Live Oak Bancshares, Inc. (LOB) And Encourages Shareholders to Connect | Press release | ACCESS Newswire | -0.12% | -0.67% | |
| Bronstein, Gewirtz & Grossman, LLC Initiates an Investigation into Allegations Against Live Oak Bancshares, Inc. (LOB) And Encourages Shareholders to Reach Out | Press release | ACCESS Newswire | -0.08% | +1.59% | |
| Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Live Oak Bancshares, Inc. (LOB) and Encourages Shareholders to Learn More About the Investigation | Press release | ACCESS Newswire | +0.46% | -1.17% | |
| Ewa M. Stasiowska Joins Live Oak Bank as Chief Risk Officer | Press release | GlobeNewswire | +0.20% | -0.59% | |
| Form 8-K Live Oak Bancshares, For: Dec 01 | SEC filing · Form 8-K | SEC EDGAR | +0.20% | -0.59% | |
| Live Oak Bancshares, Inc. (LOB) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Shareholders to Contact the Firm to Learn More About the Investigation | Press release | ACCESS Newswire | -0.57% | +2.17% | |
| Bronstein, Gewirtz & Grossman, LLC Encourages Live Oak Bancshares, Inc. (LOB) Stockholders to Inquire about Securities Investigation | Press release | ACCESS Newswire | +0.00% | -0.22% | |
| Live Oak Bancshares, Inc. (LOB) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Shareholders to Contact the Firm to Learn More About the Investigation | Press release | ACCESS Newswire | +0.02% | +1.07% | |
| Bronstein, Gewirtz & Grossman, LLC Initiates an Investigation into Allegations Against Live Oak Bancshares, Inc. (LOB) And Encourages Stockholders to Reach Out | Press release | ACCESS Newswire | +0.03% | +0.20% | |
| Bronstein, Gewirtz & Grossman, LLC Is Investigating Live Oak Bancshares, Inc. (LOB) And Encourages Stockholders to Connect | Press release | ACCESS Newswire | -0.16% | +0.00% | |
| Live Oak Bancshares, Inc. (LOB) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Stockholders to Contact the Firm to Learn More About the Investigation | Press release | ACCESS Newswire | -0.36% | +1.86% | |
| Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Live Oak Bancshares, Inc. (LOB) and Encourages Stockholders to Learn More About the Investigation | Press release | ACCESS Newswire | +0.20% | -2.52% | |
| Bronstein, Gewirtz & Grossman, LLC Encourages Live Oak Bancshares, Inc. (LOB) Investors to Inquire about Securities Investigation | Press release | ACCESS Newswire | -0.03% | -0.32% | |
| Form 8-K Live Oak Bancshares, For: Nov 18 | SEC filing · Form 8-K | SEC EDGAR | +0.00% | -1.23% | |
| Form 10-K/A Live Oak Bancshares, For: Dec 31 | SEC filing · Form 10-K | SEC EDGAR | +0.54% | +1.49% | |
| Form 10-Q Live Oak Bancshares, For: Sep 30 | SEC filing · Form 10-Q | SEC EDGAR | +0.54% | +1.49% | |
| Form 8-K Live Oak Bancshares, For: Nov 10 | SEC filing · Form 8-K | SEC EDGAR | +0.87% | — | |
| Form NT 10-Q Live Oak Bancshares, For: Sep 30 | SEC filing · Form NT | SEC EDGAR | +0.87% | — | |
| Form 8-K Live Oak Bancshares, For: Oct 22 | SEC filing · Form 8-K | SEC EDGAR | -0.82% | +0.48% | |
| Live Oak Bancshares, Inc. Reports Third Quarter 2025 Results | Press release | GlobeNewswire | -0.82% | +0.48% | |
| Live Oak Bancshares, Inc. Announces Date of Third Quarter 2025 Financial Results | Press release | GlobeNewswire | -0.27% | +0.62% | |
| Live Oak Bank Leads Nation in SBA 7(a) Lending Activity | Press release | GlobeNewswire | +0.23% | -0.06% | |
| Form 8-K Live Oak Bancshares, For: Aug 27 | SEC filing · Form 8-K | SEC EDGAR | -0.24% | -1.29% | |
| Form 8-K Live Oak Bancshares, For: Aug 19 | SEC filing · Form 8-K | SEC EDGAR | +2.71% | — | |
| Live Oak Ventures Participates in Financing of Cascading AI, Inc. | Press release | GlobeNewswire | +0.59% | — | |
| Form 8-K/A Live Oak Bancshares, For: Aug 12 | SEC filing · Form 8-K | SEC EDGAR | +0.00% | +0.12% | |
| Form 8-K Live Oak Bancshares, For: Aug 12 | SEC filing · Form 8-K | SEC EDGAR | -0.18% | +1.70% | |
| Live Oak Bancshares Announces Appointment of Jeffrey W. Lunsford to Board of Directors | Press release | GlobeNewswire | -0.18% | +1.70% | |
| Form 10-Q Live Oak Bancshares, For: Jun 30 | SEC filing · Form 10-Q | SEC EDGAR | +0.00% | -2.81% | |
| Form 8-A12B Live Oak Bancshares, | SEC filing · Form 8-A12B | SEC EDGAR | +0.00% | +0.80% | |
| Form 8-K Live Oak Bancshares, For: Jul 31 | SEC filing · Form 8-K | SEC EDGAR | -0.33% | +0.35% | |
| Form CERT Live Oak Bancshares, | SEC filing · Form CERT | SEC EDGAR | — | +0.80% | |
| Live Oak Bancshares, Inc. Closes Depositary Share Offering | Press release | GlobeNewswire | -0.33% | +0.35% |
Each reaction is the move the market actually made, measured from the news timestamp. Headlines link through to the LOB section they belong to.
Where else LOB is measured.
LOB earnings → · Analyst actions → · SEC filings →
Other Financial Services names, measured the same way
| Ticker | Events | Median 30-min | % positive |
|---|---|---|---|
| Premier Financial Bancorp, Inc. (PFBI) | 465 | 0.00% | 43% |
| FS INVESTMENT CORP (FSIC) | 463 | 0.00% | 47% |
| Wintrust Financial Corporation (WTFC) | 463 | -0.02% | 47% |
| MSCI Inc (MSCI) | 455 | -0.10% | 44% |
Same sector, same measurement: percent move vs. the price at the news timestamp, read at 30 minutes. Sample sizes differ, so the medians are comparable but the confidence behind them is not.
All Financial Services names, measured the same way →
Every ticker we measure the same way24
Apple (AAPL)
How AAPL actually reacts to news, measured.
NVIDIA (NVDA)
How NVDA actually reacts to news, measured.
Tesla (TSLA)
How TSLA actually reacts to news, measured.
Microsoft (MSFT)
How MSFT actually reacts to news, measured.
Advanced Micro Devices (AMD)
How AMD actually reacts to news, measured.
Amazon (AMZN)
How AMZN actually reacts to news, measured.
Alphabet (GOOG)
How GOOG actually reacts to news, measured.
Meta Platforms (META)
How META actually reacts to news, measured.
Broadcom (AVGO)
How AVGO actually reacts to news, measured.
JPMorgan Chase (JPM)
How JPM actually reacts to news, measured.
Visa (V)
How V actually reacts to news, measured.
Walmart (WMT)
How WMT actually reacts to news, measured.
Eli Lilly (LLY)
How LLY actually reacts to news, measured.
UnitedHealth Group (UNH)
How UNH actually reacts to news, measured.
Netflix (NFLX)
How NFLX actually reacts to news, measured.
Johnson & Johnson (JNJ)
How JNJ actually reacts to news, measured.
Exxon Mobil (XOM)
How XOM actually reacts to news, measured.
Home Depot (HD)
How HD actually reacts to news, measured.
Costco (COST)
How COST actually reacts to news, measured.
Mastercard (MA)
How MA actually reacts to news, measured.
Oracle (ORCL)
How ORCL actually reacts to news, measured.
Salesforce (CRM)
How CRM actually reacts to news, measured.
Bank of America (BAC)
How BAC actually reacts to news, measured.
Coca-Cola (KO)
How KO actually reacts to news, measured.
Walt Disney (DIS)
How DIS actually reacts to news, measured.
Browse all tickers
Every name we’ve measured, in one place.
How the numbers are made.
How is Live Oak Bancshares, Inc.'s median reaction calculated?
Every labeled LOB news event is measured from its own timestamp: the last trade before the news is the base price, and the move is read at fixed horizons — 30 minutes of trading, then the close. The median across 463 events is what this page reports. Point-in-time, zero look-ahead: no event borrows information from a later one.
What counts as a positive reaction?
Any event whose price move is above zero at the horizon, relative to the last trade before the news timestamp. 54% of LOB's measured events are up at 30 minutes; the rest close the window flat or negative.
How often is this page updated?
The news table refreshes automatically as new events are labeled and priced. The reaction medians are re-pulled in batches from the dataset — the figures here are as of 2026-09-21.
Does LOB's past reaction predict its next one?
No. These are realized facts about past events, not forecasts. They describe a distribution — they say nothing certain about any future move.