Does my homeowners insurance cover earthquakes? [CNBC]
ZURICH INS GROUP S/ADR (ZURVY)
NASDAQ:AMEX Investor Relations:
zurich.com/en/investor-relations
Company Research
Source: CNBC
Unlike hurricanes, floods, wildfires and other natural disasters, earthquakes don't have an annual season that homeowners can prepare for. But they do hit certain parts of the country more than others. Your homeowners insurance policy typically won't cover earthquakes or landslides, however. To cover your home and your belongings, you'll need earthquake insurance — either a standalone policy or a rider to your existing home policy. Here's what earthquake insurance covers, how much it costs and how you can buy a solid policy. Does homeowners insurance cover earthquakes? No, standard homeowners or condo insurance will cover common perils like fire and wind, but it doesn't cover damage from earthquakes. Some policies might cover fire or other secondary damage resulting from an earthquake. To be fully protected, however, you'll need to a separate earthquake insurance policy or an rider that adds earthquake coverage to your existing policy. This is particularly important in Alas
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