FDIC boss credits one simple technology for helping more Americans than ever get a bank account [Yahoo! Finance]
Wells Fargo & Company (WFC)
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Source: Yahoo! Finance
Hosted by the FDIC's Advisory Committee on Economic Inclusion the meeting addressed a number of extraordinary findings from a survey of 30,000 American households. Simply put, the 2023 National Survey of Unbanked and Underbanked Households found that the number of American households without a bank account or credit union has reached an all-time low: 4.2 percent of U.S. households, or about 5.6 million homes. That's the lowest that's ever been documented by the FDIC, a reduction of almost half since the all-time-high back in 2011. The reasons for this progress are multiple and complex. Lobbyists seeking to influence several regulations warn that if policy changes (or doesn't change), many of those gains will be lost. But unpublished internal FDIC documents shared with Fortune show regulation is not among its key “areas of opportunity"—rather it's technology that's the big driver of progress. “I don't know that policy has really been a large part of this story,” says Keith Ernst,
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WFC
Earnings
- 10/11/24 - Beat
WFC
Sec Filings
- 11/20/24 - Form 424B2
- 11/20/24 - Form 424B2
- 11/19/24 - Form 424B2
- WFC's page on the SEC website