Halloween kicks off a season of home insurance risks. Here's what consumers need to know [CNBC]
The Travelers Companies, Inc. (TRV)
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Source: CNBC
Homeowners losses caused by fire and lightning on average cost $83,991 from 2018 to 2022, according to the Insurance Information Institute. Meanwhile, the average cost of bodily injury and property damage hovers at $31,690. Halloween trick-or-treaters and jack-o-lanterns can be downright scary — for your homeowners insurance policy. There is a 14% jump in homeowners insurance claims on Halloween compared to other days of the year, according to Travelers Insurance. Theft on premises claims jump 46%. Trips or falls, thefts, fire and pet-related accidents are among the insurance perils of All Hallows' Eve. “Not all of those types of things result in a claim, but can certainly occur throughout the night,” said Angi Orbann, vice president of property and personal insurance product management at Travelers Insurance. More from Personal Finance: How to save money this holiday season with ‘slow shopping' Only one group can ‘easily afford' holiday spending this year, survey fin
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