VantageScore 4.0 Model Attributes Made Available for the First Time to Sophisticated Lenders Developing Custom Credit Scoring [Yahoo! Finance]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: Yahoo! Finance
4.0 credit score model attributes available to lenders beginning in early 2025. The availability of VantageScore attributes is groundbreaking for lenders because, for the first time, they will be able to use the individual quantitative inputs of the industry's leading credit score to power their in-house custom credit score models. Used over 27 billion times in 2023 by over 3,400 financial institutions, no other credit score model with the scale of VantageScore 4.0 makes their attributes transparent and available to lenders. Credit score model attributes are model components reflective of a person's credit behavior or financial history. They help assess someone's likelihood of repaying a loan by considering factors like payment history, credit usage, and length of credit history. Driven by demand from some of the nation's largest and most sophisticated lenders who recognize VantageScore 4.0 as the most predictive and inclusive credit score, the attributes will provide lenders with s
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- 10/23/24 - Beat
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- 11/13/24 - Form 8-K
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- 11/12/24 - Form 4
- TRU's page on the SEC website