Medical debt may come off credit reports soon, helping Americans qualify for more financial products [FOX Business Network]
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TransUnion (TRU)
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Source: FOX Business Network
The Consumer Financial Protection Bureau (CFPB) just proposed a rule that would eliminate medical debt from credit reports in an attempt to prevent debt collectors from using the reporting system to get people to pay. The rule also intends to create higher levels of privacy for individuals with medical debt and increase the number of loan approvals. In the past, credit reporting companies could share medical debt with lenders, who would consider these debts in their lending decisions. This led to a long list of denials for borrowers facing high levels of medical debt, something many consumers can't control. "The CFPB is seeking to end the senseless practice of weaponizing the credit reporting system to coerce patients into paying medical bills that they do not owe," Rohit Chopra, CFPB director said. "Medical bills on credit reports too often are inaccurate and have little to no predictive value when it comes to repaying other loans." Back in 2003, Congress passed the Fair and Ac
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- 4/25/24 - Beat
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- 6/27/24 - Form 8-K
- 6/27/24 - Form S-8
- 6/24/24 - Form 4
- TRU's page on the SEC website