How to protect your deceased loved one's credit after death [Yahoo! Finance]
TransUnion (TRU)
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Source: Yahoo! Finance
going through the probate process . While you don't have to do anything about your loved one's credit, you may want to take a few steps to look into it. Monitoring and even protecting a deceased person's credit may seem counterintuitive, but there are good reasons to make time for this task if you have the authority to represent the deceased. What happens to credit reports after death? After a person passes away, their credit report will eventually be deleted. However, the process takes longer than you might expect. When the credit bureaus learn of a death, they add a flag to the credit report. The flag is a fraud prevention strategy that tells lenders that the owner of the credit file is deceased and will not be applying for new credit. After seven years, the deceased person's credit file is deleted, Experian explains. Credit bureaus wait so long to delete the file to prevent identity theft . If the file was deleted right away, it would be easier for criminals to take out n
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TRU
Earnings
- 7/25/24 - Beat
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- 9/13/24 - Form 144
- 9/5/24 - Form 4
- TRU's page on the SEC website