Consumers Are Increasingly Using Buy Now, Pay Later: Here's What That Means [Forbes]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: Forbes
As a consumer lending expert, I have a front-row seat for how Americans use credit. I can say with confidence that when an estimated 100 million-plus American consumers are using a product, it's here to stay. According to recent surveys, that's the state of play for buy now, pay later (BNPL) loans. TransUnion's Q2 Consumer Pulse survey found that not only are consumers using these products regularly, but they love them. Eighty-nine percent of BNPL users were satisfied or highly satisfied with their experiences. Many respondents even found BNPL preferable to traditional options when buying certain products, such as electronics, clothing and furniture. Among the reasons: It helps them afford a larger purchase, it's easy to apply, and they can typically borrow interest-free. It's a growing trend for our industry, with some significant opportunities for financial inclusion on the horizon. Here's what financial leaders need to know. BNPL Loans: A Missed Opportunity For Credit Buildi
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- More working Canadians are feeling financially stressed despite easing inflation, interest rates [Financial Post (Toronto, Ontario, Canada)]Financial Post
- Americans have an average of $6,300 in credit card debt: Here's how much you'd pay monthly to clear it in 1, 2 or 3 years [CNBC]CNBC
TRU
Earnings
- 7/25/24 - Beat
TRU
Sec Filings
- 9/17/24 - Form 4
- 9/13/24 - Form 144
- 9/5/24 - Form 4
- TRU's page on the SEC website