Are Late Student Loan Payments Dragging Down Your Credit Score? [Forbes]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: Forbes
of late payments and letting their student loans go into default. This can include , along with the prospect of penalties and collection activities including the seizure of wages, tax refunds, and even Social Security benefits. This change may seem out of the blue, but it comes at the end of a long list of temporary "fixes" put in place to help borrowers struggling to repay loans during an unprecedented time (the pandemic). The U.S. Department of Education temporarily paused monthly payments on federal student loans while freezing interest rates at 0% from March 2020 through the end of September of 2023, after which a 12-month on-ramp period was offered borrowers even more time. Student loan companies didn't report late payments or loans in default during the 12-month on-ramp, but that ended on September 30, 2024. Now that we're well into 2025, student loan servicers are once again reporting late payments and loans in default to the three credit bureaus — Experian, Equifax, and
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News
- Fintech Platform Esusu Raises $50 Million Series C At A $1.2B Valuation, Helping People Build Credit Using Their Rental History [Yahoo! Finance]Yahoo! Finance
- Credit score average is ‘pretty healthy,' VantageScore CEO says — but high earners are masking signs of financial distress [CNBC]CNBC
- Esusu, platform for renters to build credit scores, valued at $1.2 billion in new funding round [CNBC]CNBC
- What the Federal Reserve interest rate cut means for you [Los Angeles Times (CA)]Los Angeles Times
- TransUnion (TRU): Taking Stock of Valuation After a Recent Share Price Rebound [Yahoo! Finance]Yahoo! Finance
TRU
Earnings
- 10/23/25 - Beat
TRU
Sec Filings
- 12/11/25 - Form 4
- 12/10/25 - Form 144
- 12/2/25 - Form 4
- TRU's page on the SEC website