28% of credit card users are still paying off last year's holiday debt. But that's an improvement [CNBC]
TransUnion (TRU)
Last transunion earnings: 4/28 06:50 am
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Source: CNBC
Still, Americans, overall, are doing better when it comes to managing their credit card debt compared to previous years. Recent wage gains and lower inflation “may be driving consumers toward a financial equilibrium,” said TransUnion's Paul Siegfried. Americans tend to overspend during the holiday season In fact, some borrowers are still paying off debt from last year's purchases. To that point, 28% of shoppers who used credit cards have not paid off the presents they bought for their loved ones last year, according to a holiday spending report by NerdWallet . The site polled more than 1,700 adults in September. However, this is a slight improvement from 2023, when 31% of credit card users had still not paid off their balances from the year before. More from Personal Finance: Here are the best ways to save money this holiday season 2 in 5 cardholders have maxed out a credit card or come close Holiday shoppers plan to spend more Growth in credit card balances has a
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- Credit card debt hits record $1.17 trillion, New York Fed research shows [CNBC]CNBC
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- 28% of credit card users are still paying off last year's holiday debt. But that's an improvement [MSNBC.com]MSNBC.com
TRU
Earnings
- 10/23/24 - Beat
TRU
Sec Filings
- 11/13/24 - Form 8-K
- 11/12/24 - Form SC
- 11/12/24 - Form 4
- TRU's page on the SEC website