CD Rates Today: April 2, 2025 – Earn As Much As 5.06% [Forbes]

Synchrony Financial (SYF)
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Source: Forbes
Key Takeaways Today's highest CD rate is 5.06% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—pay up to 5.06% today, based on certificate term lengths. Here's an overview of how CD rates are changing, followed by a guide to the current top CD rates across different terms. Highest CD Rates Today by Term A CD is a specific type of (known as a time deposit account) that comes with a fixed interest rate and a maturity period. CDs, depending on the yield, typically offer better yields than high-yield savings accounts. The tradeoff is that you can't
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