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Stock impact report

CD Rates Today: April 15, 2025 – Rates Down [Forbes]

Synchrony Financial (SYF) 
Last synchrony financial earnings: 4/21 06:30 am Check Earnings Report
Company Research Source: Forbes
Key Takeaways Today's highest CD rate is 5.02% for a 1-year CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs (certificates of deposit) currently top out at 5.02%, depending on the term. Here's a look at how CD rates are trending, along with an overview of the best rates for various terms. Highest CD Rates Today by Term A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a maturity period. CDs, depending on the yield, typically offer better yields than high-yield savings accounts. The tradeoff is that you can't access your cash until the CD matures, otherwise you'll owe a withdrawal fee. The longer the term, the harsher the early withdrawal penalty. It's not unusual to lose one full year's worth of interest or more if you break open a five-year CD too Show less Read more
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