Dave Ramsey Is Right About Retirement (But You'll Need 8%+ Dividends) [Forbes]
Columbia Seligman Premium Technology Growth Fund Inc (STK)
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Source: Forbes
studios on August 22, 2017 in Nashville, Tennessee. (Photo by Anna Webber/Getty Images for SiriusXM) If you're like me, you read (or watch) a lot of personal-finance gurus. And nearly all of them make one critical error when giving advice to folks hoping to save for retirement (or stay retired, if they're already there). They put a lot of emphasis on cutting costs—we hear quite a bit about how we should limit small things like your streaming services, for example! Of course, most retirees (save for the very wealthy ones) will tell you that keeping costs reasonable is important. But what I don't hear enough from these “gurus” is how to find the high-quality income investments we need to get into retirement faster—and stay there once we arrive. Gurus Come Around (Sort of) to Our 8% Dividend Plan So I was surprised when radio host Dave Ramsey recently said he's comfortable with a retiree withdrawing 8% of their portfolio in retirement, since we use a similar benchmark in my CEF I
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