Posthaste: Mortgage gap widens between what Canadians can afford and what they have to pay [Yahoo! Finance Canada]
Royal Bank Of Canada (RY)
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Source: Yahoo! Finance Canada
much in 2025, a new survey suggests , with the gap between what people say they can comfortably pay for mortgages and rent and what they are paying hitting astronomical spreads. Two-thirds of those surveyed by pollster Leger for mortgage comparison site EveryRate.ca said they could afford monthly housing costs of $1,749, which is almost five per cent less than the national average monthly mortgage payment of $1,829, based on Canada Mortgage and Housing Corp. (CMHC) data. Almost four in 10 said they could only manage $1,000 a month. Even high-income earners, those making more than $100,000 per year, are hurting, with 42 per cent saying they can't comfortably manage monthly payments higher than $1,749. “What stood out to me in this survey was that even households earning over $100,000 a year are feeling the pinch, with nearly half unable to comfortably afford housing above $1,749 per month,” Andy Hill, a mortgage broker and co-founder of EveryRate.ca, said in a release. A bit mo
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