How to avoid credit card debt this holiday shopping season [TheStreet.com]
RAKUTEN GROUP INC S/ADR (RKUNY)
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Source: TheStreet.com
With the holiday season in full swing, it can be hard to resist the temptation of endless shopping. Ted Rossman, Senior Industry Analyst, Bankrate, joined TheStreet to discuss how consumers can avoid overspending on their credit cards. CONWAY GITTENS: Black Friday is right around the corner and we're talking about retail credit cards. I'm wondering what kind of sense or what kind of tips do you have for consumers not to overspend on those credit cards? TED ROSSMAN: We're seeing a frugal lean to the holiday shopping season, which makes sense given all we've said about inflation and high interest rates. Most forecasts I see are for something like a 2% or 3% gain over last year's holiday sales. So it is a gain. I mean, these numbers could easily be negative, but it is likely to be a gain more or less in line with inflation. We found that only 1 in 4 holiday shoppers plans to spend more than last year. A third plan to spend less. Everybody else about the same. Now, there's that perce
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