6 creative holiday savings tips to keep your budget in check this year [Yahoo! Finance]
RAKUTEN GROUP INC S/ADR (RKUNY)
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Source: Yahoo! Finance
In fact, holiday shoppers plan to spend an average of $1,638 on gifts, travel, and entertainment this year, according to PWC's 2024 Holiday Outlook . That's a 7% increase over 2023 and a 15% jump from 2022. While making travel plans, hosting gatherings, and shopping for loved ones can be exciting, you could end up throwing your budget out of whack if you aren't careful. Consider these six strategies to keep your holiday spending in check and start 2025 debt-free. Ideally, the key to ensuring your holiday spending doesn't make a massive dent in your budget is to factor it into your budget throughout the year. However, if you haven't been saving for the holidays, you can still be strategic about spending and saving money now. A sinking fund is a savings account meant for a planned future expense that doesn't fit into your regular monthly budget, such as a vacation, home down payment — or holiday shopping. By setting aside a bit of money on a consistent basis, you can spread out
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