Why multiple pension plans can mean multiple tax challenges [Globe and Mail, The (Toronto, Canada)]
Raymond James Financial, Inc. (RJF)
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Source: Globe and Mail, The
This article is part of a new Globe Advisor series, Pensions Unpacked, exploring how workplace pensions fit into retirement strategies, and the technical details and decisions that come with the plans. Canadians with multiple workplace pensions may face myriad tax challenges if they don’t plan their withdrawal strategies ahead of time. They may end up with multiple pensions after switching jobs if the first pension doesn’t transfer over easily to the next one. Others may have worked in a different country for a period of time. One challenge for advisors when calculating clients’ monthly spending needs is how pensions pay out, says Cody Weber, owner and certified financial planner (CFP) at Basic Financial Services Inc. in St. Catharines, Ont. For example, one pension may pay out every month, while another may have a more hybrid approach, paying out less consistently. “It’s hard to know how much is coming in every month, so clients struggle with structure,” Mr. Weber says. He helps
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RJF
Earnings
- 10/22/25 - Beat
RJF
Sec Filings
- 12/17/25 - Form 8-K
- 12/17/25 - Form 4
- 12/17/25 - Form 4
- RJF's page on the SEC website