Regions Financial: NIM Expansion Offset By Slow Asset Growth (Rating Upgrade) [Seeking Alpha]
Regions Financial Corporation (RF)
Last regions financial corporation earnings: 4/17 06:00 am
Check Earnings Report
US:NYSE Investor Relations:
ir.regions.com
Company Research
Source: Seeking Alpha
4.27K Follower s Follow Summary Regions Financial shares have surged 53% in the past year, outperforming other regional banks, despite my initial concerns about deposit flows. RF's Q3 earnings beat expectations, driven by stabilizing deposits and strategic actions to boost net interest income, though future earnings growth is crucial. Reinvesting fixed securities can continue to boost NIM and modestly grow interest income, and RF may tactically take further losses to accelerate this process. Challenges include tepid deposit and loan growth, higher funding costs, and credit quality risks, particularly in commercial real estate exposure. With stable deposits and a secure 3.8% yield, RF is rated a "hold," but shares closer to 10x earnings or below $24 are more attractive. jetcityimage Shares of Regions Financial ( NYSE: RF ) have been a strong performer over the past year, gaining 53%. I have been overly cautious on this company, preferring other regional banks to RF.
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High impacting Regions Financial Corporation news events
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RF
News
- Regions Bank Reduces its Prime Lending RateBusiness Wire
- Regions Financial to Announce Fourth Quarter and Full-Year 2024 Financial Results on Jan. 17, 2025Business Wire
- Regions Financial's (NYSE:RF) earnings growth rate lags the 12% CAGR delivered to shareholders [Yahoo! Finance]Yahoo! Finance
- Roger W. Jenkins Appointed to the Regions Financial Corp. and Regions Bank Boards of DirectorsBusiness Wire
- Regions Financial Corporation Announces Extension of Common Stock Repurchase Program [Yahoo! Finance]Yahoo! Finance
RF
Earnings
- 10/18/24 - Miss
RF
Sec Filings
- 12/11/24 - Form 8-K
- 12/9/24 - Form 4
- 11/14/24 - Form 13F-HR
- RF's page on the SEC website