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16% of High-Earning Older Americans Are Making This Major Retirement-Planning Mistake [The Motley Fool]

Principal Financial Group Inc (PFG) 
Last principal financial group inc earnings: 4/27 04:15 pm Check Earnings Report
Company Research Source: The Motley Fool
Though not every worker has access to a 0(k) plan, those who are eligible to participate in one would be wise to capitalize on that option -- especially as retirement nears. But in a recent survey by Principal Financial Group, roughly % of pre-retirees earning $00,000 or more per year are not participating in a 0(k). And that's a mistake they might really regret. Personal savings are a must for retirement With pensions being a rarity today, workers need to save at the individual level for a shot at a secure retirement. Social Security Meanwhile, most workers today should expect to need a good 70% to 80% of their former income to live comfortably once their careers wrap up. These figures account for expenses that include housing, healthcare (the cost of which tends to increase among seniors), transportation, utilities, food, and entertainment. As such, it's clear that income beyond Social Security is needed, and in the absence of a pension, personal savings IMAGE SOURCE: GETTY IMAGES. Show less Read more
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