Northeast and Midwest See Rising Down Payments While the South Lags, According to Realtor.com® [Yahoo! Finance]
News Corporation - Class B (NWS)
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Source: Yahoo! Finance
AUSTIN, Texas April 9, 2025 /PRNewswire/ -- Homebuyers across the U.S. put down more money than ever in 2024, setting a new record for both down payment size and percentage of purchase price . But a closer look at the data in a new report from Realtor.com ® shows a divided market: while down payments soared in the Northeast and Midwest, they declined in several Southern and Western states, reflecting shifting market dynamics. The latest data shows that in states such as Delaware and Rhode Island , down payments surged by more than 30% annually. In contrast, pandemic-era boom states such as Texas and Florida saw double-digit declines, with down payments falling as much as 16.5% year over year. "Today's high-rate environment is reshaping the homebuying landscape," said Hannah Jones , senior economic research analyst, Realtor.com ® . "Higher borrowing costs and affordability pressures have led to a market where financially prepared buyers are putting more money down, especially in c
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