Woman Downsizes Apartment, Does 'No-Buy' Year To Pay Off $30K Debt On $45K Salary [Yahoo! Finance]
NerdWallet, Inc. (NRDS)
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Source: Yahoo! Finance
What started as a "no-buy" year extended to 488 days as Angela strived to pay off her accumulated debts successfully. She downsized from her one-bedroom Atlanta-based apartment and rented a room, lowering her monthly rent to just $700. Don't Miss: Boomers and Gen Z agree they need a salary of around $125,000 a year to be happy, but millennials say they need how much? Are you rich? Here's what Americans think you need to be considered wealthy. Angela started by keeping track of all her expenses, debts, and income in a notebook, so she knew exactly where her money was going and what she needed to cut back on. "I'm not a smart finance girly," Angela says. "I don't know how to use spreadsheets. I got this $2 notebook from Walmart and it's been my lifesaver." Many people lose track of their finances by not tracking their spending . Most Americans tend to overspend, frequently getting credit cards to cover the overages. A survey from NerdWallet found that 84% of Americans excee
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