Why You Should Get Life Insurance Before You Develop A Chronic Illness [Forbes]
NerdWallet, Inc. (NRDS)
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Source: Forbes
Life insurance should be a key part of your plans as it provides security for your loved ones in the event of your death. It is an important safety net to have, especially if you have people in your life that you help take care of financially like young children, or a spouse who is a homemaker. However, it is harder to have life insurance after you have been diagnosed with a chronic illness. That's why life insurance is a wealth-building tool that you should have as early as possible. My Journey With Life Insurance I started carrying life insurance outside of my place of work in my late 20s. So, I'm paying a small amount for a significant policy. However, in late 2022, I wanted to increase my premium since it was still inexpensive for me. Even though my life insurance policy should be enough, term life insurance is still very affordable for a healthy woman or man in their 30s, so I wanted to increase the policy. While I knew that the premium rises yearly as you get older, l
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