This CFP Changed Her Mind on Putting Money in CDs. Here's Why [CNET News]
NerdWallet, Inc. (NRDS)
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Source: CNET News
Anna N'Jie-Konte is a certified financial planner, CEO of Poder Wealth Advisors and CNET Money expert . Last year, when CDs reached record highs, she didn't buy into the hype. Instead, she told CNET Money she was steering clients away from CDs “When we get to a point where we have multiple Fed meetings where they're pausing rate hikes or they're signaling that they're going to cut rates, then I think you can start to think about a CD,” N'Jie-Konte told CNET in September of last year. Now, after the Federal Reserve held rates steady most of this year and just announced its first rate cut, N'Jie-Konte is more open to CDs -- but only in certain scenarios. Here's when this certified financial planner recommends opening a CD, when not to and what you can do instead. Should you lock in a high CD APY right now? According to N'Jie-Konte, whether you should open a CD now depends on the term. N'Jie-Konte believes that short-term and intermediate CDs ( six-month to two-year terms), ma
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