Should you open a store credit card for a one-time holiday purchase? [Yahoo! Finance]
NerdWallet, Inc. (NRDS)
Company Research
Source: Yahoo! Finance
The offer can be tempting, especially when the sticker shock of the total sets in. So, should you open a store credit card for a one-time purchase? What is the ideal number of credit cards? According to NerdWallet, the offer is usually better for the issuer than the cardholder. Interest rates for retail credit cards are generally higher than other credit cards. They also have a “lower-than-average” credit limit. Some can be used at only the store that issued the credit, so you may find yourself shopping for unnecessary items and racking up debt you can't pay. Also, signing up for a new line of credit affects your credit score. Store credit card debt: Can it be forgiven? On the other hand, some retail cards offer long-term in-store discounts beyond the one-time savings upon signing up, which can be attractive to some consumers. Plus, department store cards can be a way for people to improve their credit — as long as they make on-time payments in full. “Just be sure
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- Financial expert shares year-end money moves to tackle, avoid holiday credit card hangover [FOX Business Network]FOX Business Network
- American Families Find Joy In Simple, Traditional Christmas Celebrations [zero hedge]zero hedge
- Creators on TikTok aim to help people navigate the holidays on a budget [MSNBC.com]MSNBC.com
- The Fed expects to cut rates more slowly in 2025. What that could mean for mortgages, debt and more [Los Angeles Times (CA)]Los Angeles Times
- Low-income Americans are struggling. It could get worse [CNN]CNN
NRDS
Earnings
- 10/29/24 - Miss
NRDS
Sec Filings
- 12/23/24 - Form 4
- 12/19/24 - Form 4
- 12/17/24 - Form 4
- NRDS's page on the SEC website