Need a debt-to-income ratio calculator? Watch this video. [USA TODAY]
NerdWallet, Inc. (NRDS)
Company Research
Source: USA TODAY
Figuring out your debt-to-income ratio can help you see how the amount of debt you owe compares to the amount of money you have coming in. You don't have to be a math expert or financial advisor to figure this out thanks to online calculators that crunch the numbers for you. All you have to do is fill in the blanks regarding your debt and income. Online calculators like these are tools that can help you look at some aspects of your finances. If you have questions or want personalized financial advice, consult a professional. Debt-to-income ratio Finance company NerdWallet has a to help you determine if you have too much debt. This debt calculator doesn't consider what it deems “good” debt, like student loans or a mortgage, into account. It only looks at what it deems “bad” debt, like high-interest credit card debt or some personal loans, to come up with a debt load. The higher the percentage, the bigger the problem. Ratios over 36% can be harder to pay off, according to Nerd
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