Here are 6 financial moves you should make by Dec. 31: wills, trusts, IRAs, more [Yahoo! Finance]
NerdWallet, Inc. (NRDS)
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Source: Yahoo! Finance
Luckily, financial planners spend the final weeks of the year thinking about just such things. Back in 2023, we asked several experts for their thoughts, and we made a list of six key financial steps to take by Dec. 31. Readers responded, so we reached out to the same experts again this year, along with one or two new ones, to see if their advice had changed. The answer: Not really. Here are their suggestions, which include bolstering retirement savings, tweaking insurance coverage and seeking savvy tax shelters. A typical investment account or life insurance policy requires you to name beneficiaries, the loved ones who will get the money upon your demise. For many of us, beneficiary designations function as an estate plan : they're legally binding and dictate what happens to a large portion of your assets. Some people don't get around to naming beneficiaries. Births, deaths and family feuds can change the estate-planning landscape. The end of the year is a good time to take
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