Buying a home in one of these 9 climate-risk states? Here's how to deal with spiking home insurance rates from someone who lives in one [Business Insider]
NerdWallet, Inc. (NRDS)
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Source: Business Insider
One Floridian homeowner shares her experience navigating home insurance. Finding an affordable home in a red-hot real estate market is already a tremendous feat. And now, in addition to rapidly rising prices, home buyers are increasingly worried about another factor: climate change. According to Zillow, more than 80% of home buyers considered climate risks — including flood, wildfire, and hurricane — when shopping for a house. In particular, climate change complicates the homebuying process by sending home insurance premiums skyrocketing . As storms and other natural disasters become more destructive, home insurance providers are raising rates or pulling out of certain states altogether, according to insurance company Insurify. According to Holden Lewis, a home insurance expert at NerdWallet, climate change is hitting states such as California Florida North Carolina Tennessee Virginia Texas Oklahoma Kansas , and Nebraska the hardest — and wildly disrupting these states' hom
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