Who's the boss? You are, under CFPB's new rule [USA TODAY]
Mastercard Incorporated (MA)
Last mastercard incorporated earnings: 4/29 08:00 am
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Source: USA TODAY
The Personal Financial Data Rights require financial institutions, credit card issuers, and other financial providers to unlock an individual's personal financial data and transfer it to another provider at the consumer's request for free, the CFPB said. Implementation will be in phases with larger institutions required to comply by April 1, 2026, while the smallest covered institutions will have until April 1, 2030. Certain small banks and credit unions are not subject to the rule. With this new rule, consumers will be able to more easily change financial providers, which will create more competition among providers to win and keep clients' business, the CFPB said. Ultimately, this will help lower prices on loans and improve customer service across payment, credit, and banking markets, it said. “Rather than constantly create a better product or service, we see 'innovation' on how firms can make it harder to cancel or switch,” said Rohit Chopra, CFPB director, in prepared remarks
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MA
Earnings
- 8/1/24 - Beat
MA
Sec Filings
- 10/3/24 - Form 4
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- 10/3/24 - Form 4
- MA's page on the SEC website