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I'm a Financial Planner: This Psychological Hack Is ‘Key' To Avoid Living Paycheck to Paycheck [Yahoo! Finance]

Lowe's Companies, Inc. (LOW) 
Last lowe's companies, inc. earnings: 2/26 06:00 am Check Earnings Report
Company Research Source: Yahoo! Finance
or other money goals, don't feel too bad, said Brad Klontz, a certified financial planner, financial psychologist and co-author of “ Start Thinking Rich .” Try It: 3 Signs You've ‘Made It' Financially, According to Financial Influencer Genesis Hinckley Discover More: I'm a Financial Advisor — 10 Most Awesome Things You Can Do for Your Finances in 2025 Why? Because it's not your fault, exactly. You're just not wired to save for the future. Specifically, in a recent CNBC article , Klontz said humans have evolved to avoid risk and keep things the way they are. “We have an aversion to making changes,” he said. “In general, it requires thinking, it requires energy and activity. And we are cognitively lazy, essentially.” That not only hinders our ability for mid- or long-term planning, but in addition, we have a very difficult time with delayed gratification. That makes it innately tough for us to save money for a future benefit rather than spending it on something that will mak Show less Read more
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