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0 0 0.000875656742556899 0.000437828371278527 0.00437828371278465 0.00252189141856396 0.00437828371278465 0.00262697022767085
Stock impact report

Will credit card interest rates drop soon? Experts weigh in [CBS News]

LendingClub Corporation (LC) 
Last lendingclub corporation earnings: 2/18 04:06 pm Check Earnings Report
US:NYSE Investor Relations: ir.lendingclub.com
Company Research Source: CBS News
For example, in November 2024, the latest month for which the Federal Reserve provides data, the average credit card interest rate sat at about 22%, up considerably from a low of about 15% during the pandemic. Meanwhile, credit card balances have also risen recently, a stark contrast to how revolving credit debt fell by more than $120 billion in 2020 when rates were much lower in 2020. While cardholders were able to pay down debt during that lower-rate time, when you fast forward to 2025, it's clear that today's high-rate environment is having a big impact, with credit card balances sitting at a record high of $1.21 trillion nationwide. Given today's high rates and high credit card balances, millions of cardholders would significantly benefit from credit card rates easing soon. But is that going to happen? Here's what experts say. Find out how to start tackling your expensive credit card debt now Will credit card interest rates drop soon? Experts weigh in Today's high credit Show less Read more
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