What is down payment assistance and how do you get it? [Yahoo! Finance]
Federal National Mortgage Association (FNMA)
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Source: Yahoo! Finance
But it's even harder to buy a home when you believe (incorrectly) that you absolutely must have 20% saved up for a down payment In reality, the average down payment for first-time homebuyers was just 8% in 2023, according to the National Association of Realtors. That's due, in part, to down payment assistance (DPA) programs. Such programs can drastically lower the amount you need to put up for your down payment, sometimes to as little as 3% or even 0% of the purchase price—depending on what type of home loan you qualify for. Learn more: Guide to first-time homebuyers programs and loans Today, there are over 1,600 DPA programs across the United States, and their work has been instrumental in creating ownership access for populations that have historically had high barriers, including low-income buyers, people of color and rural buyers. Depending on your situation, one of these programs could deliver significant help to you. We'll explain what you need to know. What is down paym
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FNMA
Sec Filings
- 8/13/24 - Form ABS-15G/A
- 8/13/24 - Form ABS-15G/A
- 8/13/24 - Form ABS-15G/A
- FNMA's page on the SEC website