Cut Your Mortgage Rate by 1% Today: Simple Strategies to Save Thousands [CNET News]
Federal Home Loan Mortgage Corporation (FMCC)
NASDAQ:AMEX Investor Relations:
freddiemac.com/investors
Company Research
Source: CNET News
Even a 1% difference in your mortgage rate can save you hundreds of dollars each month and tens of thousands of dollars over the course of your loan. Remember, the mortgage rates you see advertised represent the average interest rates that borrowers are offered for home loans at a given time. Depending on your financial situation, the rate you qualify for could be significantly lower. None of us can control the market forces that influence mortgage rates . However, by improving your credit score and negotiating with multiple lenders , you can get a better deal on your home loan. What is considered a 'good' mortgage rate? The majority of US adults would only consider purchasing a home if rates were to drop to 4% or below . Yet most mortgage forecasts don't project average rates dipping below 6% this year In a historical sense, a good mortgage rate is generally at or below the national average. The 30-year fixed mortgage rate since 1971 has averaged 7.72%, according to Freddie
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FMCC
News
- 7 ways to get a lower mortgage rate in 2025 [CBS News]CBS News
- Trump's housing market conundrum [CNN]CNN
- Trump's housing market conundrum [CNN]CNN
- Mortgage Predictions for Week of Jan. 5-11, 2025 [CNET News]CNET News
- Mortgage rates kick off 2025 with an increase, nearing 7% [Yahoo! Finance]Yahoo! Finance
FMCC
Analyst Actions
- 11/20/24 - Keefe, Bruyette & Woods
FMCC
Sec Filings
- 1/2/25 - Form ABS-15G
- 12/26/24 - Form 8-K
- 11/25/24 - Form ABS-15G
- FMCC's page on the SEC website