FICO Data Uncovers Positive Impact Pandemic Had on UK Consumers’ Payments
Fair Isaac Corproation (FICO)
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Source: Business Wire
Consumers are still prioritising paying off credit card bills post-pandemic LONDON--(BUSINESS WIRE)--Global analytic software leader FICO’s analysis of UK credit card payments data from the past six years has revealed that consumers developed healthier credit card payment patterns during the pandemic, and those patterns have not fallen back to pre-pandemic levels. The COVID-19 lockdown and its reduced spending opportunities, as well as the financial support provided by the government furlough scheme, saw consumers more able to make card payments.Since the pandemic, consumers are paying off more of their outstanding balances and more are paying off the full balance. There are now fewer consumers paying off just the minimum and fewer pay off less than the minimum due.HighlightsThe percentage of overall credit card balance paid has been trending down since peaking at 42% in May 2022, but remains 5% higher than pre-pandemic levelsSince the end of the lockdowns, in July 2021, there has
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