Average Canadian FICO Score Drops from 762 to 760, Mirroring Modest Consumer Debt Level Increases and Economic Uncertainty
Fair Isaac Corporation (FICO)
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Source: Business Wire
FICO® Scores reflect consumers credit health standing TORONTO--(BUSINESS WIRE)--New annual data from FICO, the global analytics software leader, shows that the average FICO® Score for Canadian consumers has dropped two points from April 2023 to 760. The data shows an upward trend in consumer missed payments and debt levels.The FICO® Score is the industry standard measure of credit risk that help enable lenders to make more accurate decisions about a borrower’s credit risk and reflects the credit history data maintained by the two Canadian consumer reporting agencies (CRAs). Relied on by Canadian lenders and credit unions, the FICO Score continuously evolves and reflects underlying changes in credit behavior.“The updated data shows that more consumers are showing signs of financial strain post-pandemic, as they confront challenges such as an inflated cost of living. Due to the current state of economic uncertainty in Canada, it's more important than ever for consumers to have transp
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News
- Average Canadian FICO Score Drops from 762 to 760, Mirroring Modest Consumer Debt Level Increases and Economic Uncertainty [Yahoo! Finance]Yahoo! Finance
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FICO
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- 11/6/24 - Beat
FICO
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- 11/18/24 - Form 4
- 11/18/24 - Form 4
- 11/18/24 - Form 4
- FICO's page on the SEC website