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0 0.000780319520308833 -0.00172491683436698 -0.000349090311717146 0.00143743069530574 -0.00106780565936996 0.00163949238161735 0.00624255616247066
Stock impact report

Canada's consumer debt reaches $2.56 trillion in 2024 [Wealth Professional (Canada)]

Equifax, Inc. (EFX) 
Last equifax, inc. earnings: 4/20 05:24 pm Check Earnings Report
US:NYSE Investor Relations: investor.equifax.com
Total consumer debt in Canada reached $2.56tn by the end of 2024, a 4.6 percent increase from 2023, driven largely by non-bank auto loans, which rose 11.7 percent year-over-year. The average non-mortgage debt per consumer climbed to $21,931, surpassing pre-pandemic levels. Ontario mortgage holders face severe financial distress, with delinquencies exceeding pre-pandemic levels by more than 50 percent, according to Equifax Canada's Q4 2024 Market Pulse Consumer Credit Trends Report. Meanwhile, a financial divide is widening across Canada as some borrowers benefit from lower interest rates while others struggle with rising debt Rebecca Oakes, vice president of Advanced Analytics at Equifax Canada, noted that while some consumers benefit from lower interest rates, financial pressures remain for others, particularly mortgage holders in Ontario and British Columbia. “At first glance, the numbers are not concerning, but when we look deeper at a more granular level, many are feeli Show less Read more
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