Shopping for a 2025 Medigap policy? There may be some good news for you [Fortune]
Centene Corporation (CNC)
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Source: Fortune
That's the case for certain people who'll be shopping for a 2025 Medigap policy during Medicare's Open Enrollment Period , which ends December 7, 2024. Here's why: Say you have a private insurer's Medicare Advantage plan in 2024 and have decided to switch to Original Medicare for 2025. Then, you'll likely also want to buy a Medicare supplemental policy (aka Medigap) to reduce out-of-pocket costs. That's where problems can begin. When Medigap applicants get rejected In all but four states—Connecticut, Maine, Massachusetts and New York—if apply for a Medigap policy after the first six months of Medicare eligibility, the insurer can reject you due to a pre-existing condition or charge you more because of it. (A pre-existing condition could be anything from high blood pressure to diabetes to Alzheimer's , according to a recent KFF health research group report “A Medigap insurer can generally turn you down for whatever reason they see fit,” says Ryan Ramsey, associate director of
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