How far have mortgage interest rates fallen in 2024? [CBS News]
CME Group Inc. - Class A (CME)
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Source: CBS News
alongside it, hitting their highest level since 2000 . But as inflation cooled in the final months of the year, hope was high that interest rate cuts could come as soon as the spring and summer of 2024 and that, accordingly, mortgage interest rates would start falling in tandem. While the Fed is only one factor in the mortgage interest rate equation (the 10-year Treasury yield also plays a critical role), it's a significant one that can and has affected what rates mortgage lenders offer buyers. That said, the expected downward trajectory of mortgage interest rates in 2024 has been a bumpy one, leading many homebuyers and owners looking to refinance to question whether they should act now or wait for additional drops that may not quickly materialize. In times like these, it helps to understand where mortgage rates have first been. Below, we'll show how far mortgage interest rates have fallen in 2024 and explain why it may still be worth applying for a mortgage loan now. See what mo
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