Could the Best CD Rates Drop Below 4% After the Next Fed Meeting? Today's CD Rates. Dec. 9, 2024 [CNET News]
Ally Financial Inc. (ALLY)
Last ally financial inc. earnings: 4/20 07:30 am
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Source: CNET News
Opening a CD today protects your interest rate, so you don't have to worry about earning less if the Fed cuts rates next week. Right now short-term CDs have higher APYs than longer term CDs. The Federal Reserve meets in a little over one week. There's a lot of speculation about what the central bank will do next -- but most experts are leaning toward another 25-basis-point rate cut. That means you could see rates on savings and certificates of deposit dip again going into the new year. If you have savings you won't need to touch for a year or more, putting that money into a CD will let you lock in a fixed interest rate. Some banks are offering CD rates between 4.15% and 4.70% depending on the term, but average rates have slipped to 4.15% APY. Opening a CD now lets you lock in your rate, so you won't miss out on interest if rates go down. Here are some of the highest CD rates right now, based on banks we track at CNET, and how much you could earn by depositing $5,000. Toda
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News
- 54 percent of employees have dipped into retirement savings for emergencies [Yahoo! Finance]Yahoo! Finance
- Act Now to Lock In Up to 4.70% APY. Today's CD Rates, Dec. 20, 2024 [CNET News]CNET News
- Ally Financial Inc. (NYSE: ALLY) had its price target raised by analysts at Morgan Stanley from $41.00 to $42.00. They now have an "overweight" rating on the stock.MarketBeat
- High APYs May Not Be Around Much Longer Following Fed Rate Cut. Today's CD Rates, Dec. 19, 2024 [CNET News]CNET News
- Ally Financial schedules release of fourth quarter and full year 2024 financial resultsPR Newswire
ALLY
Earnings
- 10/21/24 - Beat
ALLY
Sec Filings
- 12/17/24 - Form 4
- 12/13/24 - Form 4
- 12/10/24 - Form 3
- ALLY's page on the SEC website