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Stock impact report

CD Rates Have Been Sliding, But You Can Still Catch a High APY. Today's CD Rates, Dec. 5, 2024 [CNET News]

Ally Financial Inc. (ALLY) 
Last ally financial inc. earnings: 4/20 07:30 am Check Earnings Report
US:NYSE Investor Relations: ally.com/about/investor
Company Research Source: CNET News
You still have time to lock in a high APY, but not for long. CD rates have been steadily dropping since the Federal Reserve started cutting interest rates this fall, but you can still grab a rate as high as 4.70%. The central bank is expected to drop rates again at its meeting later this month, so take advantage of this time to snag the best CD rates When the Fed cuts rates, banks tend to follow suit, so you end up earning less with your savings accounts . You can lock in today's high rates by opening a CD now and protect your earnings from additional rate cuts. Not all CDs are equal, though. You can typically find the best annual percentage yields , or APYs, at credit unions and online banks . Here are some of the highest rates based on banks we track at CNET and how much you could earn by depositing $5,000 right now: Today's best CD rates Experts recommend comparing rates before opening a CD account to get the best APY possible. Enter your information below to get CNET's Show less Read more
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