62-Year-Old Widow Asks If It's Worth It To Retire Early With Just A $21K Pension Yearly — Giving Up Her $92K Salary With A $5K Pension Cut [Yahoo! Finance]
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Source: Yahoo! Finance
Here's her story and the factors she must consider to make this critical decision. Don't Miss: The average American couple has saved this much money for retirement — How do you compare Warren Buffett flipped his neighbor's $67,000 life savings into a $50 million fortune — How much is that worth today? How much money will a $200,000 annuity pay out each month? The numbers may shock you. This woman's husband passed away in October. She originally planned to work until she turned 65 when she would start collecting her husband's Social Security benefits of about $30,000 per year and her pension of about $27,000 per year. At age 70, she planned to switch to her Social Security account, bringing about $37,000 annually. She has $1.2 million in investible assets and savings, a home worth $540,000 with no mortgage, no debt, and a three-year-old car that is paid for. The widow is a federal employee with a secure position, but her work environment has deteriorated under a new direc
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