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Don't Give in to Gift Guilt This Holiday Season. Expert Tips to Curb Debt and Overspending [CNET News]
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majority of people in the US are making trade-offs to afford the holidays, including buying fewer gifts and shopping for fewer people, according to an exclusive CNET holiday spending survey Despite making sacrifices, it's still easy to overspend . Shang Saavedra, a CNET Money expert and founder of Save My Cents , says that far too often she sees people starting the new year stressing and trying to get their finances back on track. "I have seen consumers spend hundreds, or even thousands of dollars, during the winter holidays on celebrations, travel and gifting, but then face an insurmountable credit card bill in January," Saavedra said. That doesn't have to be your reality. You can start 2025 feeling confident in your budget and even set aside some money for your new year's goals. There are plenty of thoughtful ways to celebrate your loved ones without breaking the bank or feeling guilty for money you don't want to spend. Here's what we recommend. Smart Money Advice on the T
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