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Rumors of American consumer strife are greatly exaggerated, Affirm CEO and PayPal cofounder says [Yahoo! Finance]
Last apple inc. earnings: 4/30 04:30 pm
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US:NASDAQ Investor Relations: investor.apple.com
That's according to one CEO with a sizable stake in the matter: Max Levchin, the co-founder and chief executive of Affirm, the publicly held fintech company and reigning champ of the buy now, pay later space. “We're still growing really well,” Levchin recently told Fortune in an interview. “People are paying our bills well on time.” He's not wrong. Per a recent Adobe Analytics report, U.S. consumers spent $331.6 billion shopping online in the first four months of 2024—7% more than last year. And nearly $26 billion of that online spend came via buy now pay later services—an almost 12% year-over-year jump. Indeed, shoppers are “[embracing] more flexible ways to manage their budgets,” the report said Levchin has maintained a sunnier-than-average disposition about the state of the American consumer, recently echoing the sentiment to Yahoo Finance “The economy is in a better shape than popular opinion will have you believe,” he said last month. “From where we sit, people are spending.
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